C82 Chapter 4 Flashcards
What are the 4 sections of Section 1 of the Homeowners comprehensive policy?
A. Dwelling Building B. Detached Private Structures C. Personal Property D. Additional Living Expenses
special limits of insurance
monetary limits apply to various types of personal property that are portable and attractive to thieves.
how much personal property coverage is available to students temporarily living away
2,500
What specified perils are covered by Homeowners Comprehensive policy
Fire, lightning, explosion, smoke, falling objects, impact of aircraft or land vehicle, riot, vandalism, water damage that is sudden, windstorm or hail, damage during transit.
What is covered under basic home insurance:named perils, coverage
fire or lightning, explosions, smoke, falling object, impact by aircraft or vehicle, riot, vandalism, water damage, glass breakage, transportation, theft, electric current damage.
What are the sections under Homeowners Personal liability coverage?
E.Legal Liability F. Voluntary Medical Payments G. Voluntary Payment for Damage to Property