C82 Chapter 4 Flashcards

1
Q

What are the 4 sections of Section 1 of the Homeowners comprehensive policy?

A

A. Dwelling Building B. Detached Private Structures C. Personal Property D. Additional Living Expenses

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2
Q

special limits of insurance

A

monetary limits apply to various types of personal property that are portable and attractive to thieves.

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3
Q

how much personal property coverage is available to students temporarily living away

A

2,500

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4
Q

What specified perils are covered by Homeowners Comprehensive policy

A

Fire, lightning, explosion, smoke, falling objects, impact of aircraft or land vehicle, riot, vandalism, water damage that is sudden, windstorm or hail, damage during transit.

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5
Q

What is covered under basic home insurance:named perils, coverage

A

fire or lightning, explosions, smoke, falling object, impact by aircraft or vehicle, riot, vandalism, water damage, glass breakage, transportation, theft, electric current damage.

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6
Q

What are the sections under Homeowners Personal liability coverage?

A

E.Legal Liability F. Voluntary Medical Payments G. Voluntary Payment for Damage to Property

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