Business Auto Policy

Question 1

BAP coverage form structure

Answer 1

Sec I Covered auto
Sec II Liability
Sec III Physical Damage coverage
Sec IV Business Auto Conditions
Sec V Definitions

Question 2

Mobile equipment defintion

Answer 2

any of the following types of land vehicle, including any attached machinery and equipment…

• bulldozers, farm machines, forklifts, primarily off road vehicles
• vehicles that travel on crawler treads
• vehicles that provide mobility to cranes, shovels, loaders, or road construction equipment
• vehicles that are not self-propelled that provide mobility to compressors, pumps, spraying or welding equip, or to cherry pickers, or similar devices used to raise of lower workers

Question 3

BAP coverage forms

Answer 3

• Business auto coverage form
• Business auto PD coverage
• Garage coverage form
• Motor carrier coverage form