article: 3 things before choosing a insurance plan

Question 1

The 4 categories:
Bronze, Silver, Gold,
and Platinum.

Answer 1

these categories show how you and your plan share costs. Plan categories have
nothing to do with quality of care.

Question 2

total costs of care:

Answer 2

u pay a monthly bill to your insurance company (a “premium”), even if you don’t use medical services that month. You pay out-of-pocket costs, including a deductible, when you get care. It’s
important to think about both kinds of costs when shopping for a plan

Question 3

Plan and network types

Answer 3

HMO, PPO, POS, and EPO: Some plan types allow you to use almost
any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network