Alphabet Soup Flashcards
FTC
Federal Trade Commission.
* Lead Agency for Privacy Enforcement
*Protects consumers against unfair and deceptive practices
* Enforces COPPA
*Lacks authority over financial institutions
OCC
Office of the Comptroller of the Currency. Supervises national banks and thrift initiatives as well as foreign banks that have federal licenses to operate in the united states.
HHS
Department of Health and Human Services.
HIPAA
Health Insurance Portability and Accountability Act.
* Applies to PHI
* Applies to covered entities.
FCC
Federal Communications Commission.
DOC
Department of Commerce
*Implements the EU-US Privacy Shield
CCPA
California Consumer Privacy Act
NAI
Network Advertising Initiative
BBB
Better Business Bureau
PCIDSS
Payment Card Industry Data Security Standard.
OECD
Organization for Economic Cooperation and Development. Developed GPEN. The US is a member to both.
GPEN
Global Privacy Enforcement Network - 5 Goals
*Exchange information about privacy issues
*Encourages sharing of information expertise
*Promotes dialogue among enforcement groups
*Facilitates international cooperation
*SUpports international privacy practices
GDPR
General Data Protection Regulation
*Claims worldwide jurisdiction over the personal information of EU residents
Standard Contractual Clauses
Binding Corporate Rules
Privacy Shield safe harbor
Not currently available. Schrems II.
APEC
Asia-Pacific Economic Cooperation
HIPAA Penalties
Civil
*$100 for first-time unknowing offenses - $50,000 for uncorrected willful neglect
Criminal
*$50k and one year in prison knowingly obtaining protected information up to $250k and 10 years in prison if intent to use to commercial advantage, personal gain, or malicious harm
Unfair Business Practices
3 Requirements
*Must cause or likely to cause substantial injury to customers
* Must not be reasonably avoidable
*Must not be outweighed by the benefits
Deceptive Business Practices
3 Requirements
*Must be making a misleading representation, omission, or practice
*Must be analyzed from the perspective of a reasonable customer
*Must be material
How many people are in the House of Representatives?
435 members
How many people are in the Senate?
100 members
How many votes to overcome a veto?
2/3 Majority in the house and senate
Where are federal administrative laws encoded?
CFR - Code of Federal Regulations