8. Gradually Operating Clause Flashcards

1
Q

Why would insurance policies not cover GOC?

A
  • Insurer’s cover one off events not things that are bound to occur
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2
Q

When considering GOC what other three things should be taken into account?

A
  • Whether PH could have known damage was occurring
  • Action PH took when it was apparent the damage was occurring
  • Any other exclusions
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3
Q

What is FOS view on damage to underground services?

A
  • Can happen in slow motion
  • Only peril to have this decision made
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4
Q

Where can exclusions for GOC be found

A
  • In the general exclusions section or the peril specific exclusions
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