7 - Medicaid Title 19

Question 1

If a person has more assets than Medicaid allows, he or she may qualify for Medicaid through a method referred to as ____________.

Answer 1

-Spend Down

Question 2

If the applicant for Medicaid or his or her representative give away assets or sell them for less than fair market value within ______ of application for Medicaid, a penalty period may be assessed.

Answer 2

-60 months

Question 3

Medicaid is available for what age groups?

Answer 3

-Any age

Question 4

What term is used to mean that a spouse will not be “made poor” just because the other spouse is receiving Medicaid nursing home benefits?

Answer 4

-Spousal Impoverishment

Question 5

M is a Medicare Beneficiary with a limited income. She applies for Medicaid assistance to help her pay her Medicare premiums, deductibles, and co-insurances. M has an income that is $500.00 a year less than the National Poverty Level. What assistance can she receive from Medicaid?

Answer 5

-Qualified Medicare Beneficiary (QMB) assistance

Question 6

Medicaid can pay the Medicare Part B premiums if the individual qualifies for a program referred to as:

Answer 6

-Medicare-Aid

Question 7

Which Medicare-Aid program will pay the premiums, coinsurance, and deductibles for a low income Medicare beneficiary?

Answer 7

-QMB

Question 8

Medicaid’s community spouse allowance that he or she can keep ______of the joint assets.

Answer 8

-50%

Question 9

Medicaid could require a person to “dispose” of assets to a prescribed limit in order to receive nursing home benefits. The term used to set the prescribed limit is called:

Answer 9

-spend down

Question 10

Specified Low-Income Medicare Beneficiary

Answer 10

• SLMB Program

- Medicaid pays the Medicare Part B premium if income is higher than guidelines set for QMB