7 Healthcare Provision

Question 1

List 4 basic models of healthcare provision (in terms of funding).

Answer 1

1. Out of pocket
2. Bismarck
3. National Health Insurance
4. Beveridge model

Question 2

What is the out of pocket model for healthcare provision? (Individual liability)

Answer 2

Only those rich enough receive healthcare

All costs borne by patients

Those who can afford to pay for healthcare insurance

Question 3

What is the Bismarck model for healthcare provision? (multi-payer insurance)

Answer 3

Healthcare provided by private providers

Financed by insurance system (non-profit, funded by payroll deduction)

Eg: Germany, France, Belgium, Netherlands, Switzerland, Japan, Latin America

Question 4

How does the National Health Insurance model work? What countries currently use this model?

Answer 4

Healthcare provided by private providers

Financed by government run insurance scheme and funded by citizens contributions

Eg: Canada, Taiwan, South Korea

Topped up by citizens contributions

Question 5

What is the Beveridge model for health provision?

Answer 5

Healthcare= provided by state controlled healthcare

Financed by government- funded by general taxation

Eg UK, Spain, New Zealand, Cuba

Question 6

Describe the main aims/characteristics of the 4 different healthcare systems that we have in the UK (England, Scotland, Wales, Northern Ireland)

Answer 6