15 State Benefits

Question 1

Outline LLP State Benefits and if means tested?

Answer 1

Means Tested Benefits
1 Pension Credit 
2 Carer's Allowance
Non Means Tested
1 Pip
2 DLA 
3 AA

Those between 16-64 have a benefits cap £500pw couples and single with children
£350pw single with no children

Question 2

What is pension credit

Answer 2

Means Tested over £10K Capital tariff Income £1/£500 over
Tax Free
Benefit paid to ensure people receive a minimum guarantee income made up of
Guarantee Credit (not savings credit now abolished)
Severe Disability lives alone and no one claims caraer’s allowance

Question 3

Outline Carer’s Allowance

Answer 3

Not paid if earning more than £110pw
Spends at least 35 hour Pw caring for someone
Taxable
Cared person must be receiving AA or DLA
From age 16 plus
Carer must not be employed or full time ed
Can Impact of other benefits
Habitually resident
Savings are excluded

Question 4

Outline Attendance Allowance

Answer 4

Over 65 and suffering disability over 6 months
Tax Free
Not means tested
Lower rate need day or night care
Higher rate need day and night care
Applicant UK resident

Question 5

Outline Personal Independance Payment (PIP)

Answer 5

Age 65 or under
Taxable
Not Means Tested
£21.80 to £139.75pw
Suffering disability for 3 months and expected to remain disabled for next 9 months
Tax Free
Standard Rate - Daily Living Component and Mobility Component
Enhanced Rate Daiy Living Component and Mobility Component

Question 6

Disability Living Allowance

Answer 6

Over 65 
Paid tax free 
Care component 3 levels
Low £21.80 pw
Medium £55.10pw
High £82.30pw 
Mobility component
Paid every 4 weeks