10 Litigating 3rd Party Liability Claims Flashcards
Where does litigation apply
where insurer is claimant exercising subrogation rights or where insurer is in dispute with insured over cover
Where does litigation apply
where insurer is claimant exercising subrogation rights or where insurer is in dispute with insured over cover
CPR
Avoids litigation and encourage arbitration + ADR
CPR covers which juridiction
England & Wales
What does CPR consist of:
Rules
Practice directions
Pre-action protocols (steps before litigation)
Case management judge oversees case Yes / No
Yes
Small claims £
Fast track £
Multi track £
> one day + complex claims
CPR aims to..
Settle quickly.
Justly
Without litigation
Practice Direction 6
If not protocolthen parties exchange comms
All protocols
Statement of aims
List of steps
Use of ADR
PI protocol
RTA’s, trips and slips
Low value protocol (EL&PL)
MOJ Portal (same as motor
Protocols differentiate between commercial and personal claims? Yes / No
No
Protocols are England & Wales only? Yes / No
Yes
Early disclosure applies Yes / No
Yes
Courts apply sanctions if protocols breached? Yes / No
Yes
For fast track & multi track claims, the 1st notice =
letter claim which must acknowledged promptly (FCA)
How many days to acknowledge or request missing info?
21 days
Letter of instruction to experts contains..
timescale and instructions
Is cost of defending claim part of reserve? Yes / No
Yes