Worker's Compensation

Question 1

Employer who deducts Worker’s Comp. cost from the employees payroll can be charged with

Answer 1

Third-degree felony

Question 2

And employee is injured on the job while intoxicated what are the benefits received by Worker’s Compensation?

Answer 2

No benefits received

Question 3

Worker’s Compensation disability benefits are subject to:

Answer 3

A waiting period And the retroactive period

Question 4

An employer with one employee purchases Worker’s Compensation insurance, and the employee is injured in the course of employment. The employees Worker’s Comp benefits are

Answer 4

Mandatory under the provision of law

Question 5

Expenses under Worker’s Compensation are subject to the following limitations:

Answer 5

No dollar limit/no time limit

Question 6

Basic limit of part one of Worker’s Compensation insurance is

Answer 6

There is no limit

Question 7

Under workers comp, how is compensation calculated for permanent total disability?

Answer 7

66 2/3% times average weekly wage

Question 8

Under Worker’s Compensation, temporary total benefits are paid for:

Answer 8

104 weeks

Question 9

Upon death of a worker, Worker’s Compensation pays a maximum definite that payment of $150,000 plus:

Answer 9

Funeral expenses up to $7500

Question 10

Construction industry employers must provide workers compensation if they have how many employees:

Answer 10

One

Question 11

Tom’s roofing has an employee injury himself in the fall. At the time of the injury employees test for blood alcohol content. Results of the blood test shows legal intoxication. This injury is:

Answer 11

Excluded under workers comp

Question 12

Mark, employee of friends construction company, suffers a severe head injury on the job. He was in a hardhat area but willfully refused to wear his hardhat. This injury is:

Answer 12

Covered subject to 25% reduction in benefits

Question 13

_Under workers comp one who willfully makes false statements to obtain benefits is guilty of a:

Answer 13

2nd° felony

Question 14

The statewide average weekly wage is used in Worker’s Comp. to:

Answer 14

Set the maximum benefit

Question 15

The waiting periods and retroactive periods For Worker’s Compensation disability benefits are:

Answer 15

Seven days/21 days

Question 16

What coverage is not afforded by part two of the workers comp policy?

Answer 16

Claims that the employee was wrongfully fired

Question 17

Under workers comp, just benefits are payable of death results:

Answer 17

Within five years of an accident, is continuous disability exists

Question 18

The limits of liability and part two of the workers comp policy for bodily injury by disease are:

Answer 18

100/500. There’s also a limit of 100,000 per claim for bodily injury from the accident

Question 19

All of the categories of benefits under the workers comp law are:

Answer 19

Payment of medical expenses, compensation for disability, death benefits

Question 20

Work done and not over 10 days; labor cost under $500; work not in course of employers normal business defines:

Answer 20

Casual Labor

Question 21

How may corporate officer is exempt themselves as employees of the corporation?

Answer 21

By filing notice of intent to do so with the division of Worker’s Compensation

Question 22

How many soul proprietors and partners may be included as employees in the business under Worker’s Compensation

Answer 22

By filing notice with the division of Worker’s Compensation

Question 23

Under workers comp, permanent impairment benefits cover for:

Answer 23

Three weeks for each percentage of impairment

Question 24

How long after a workers comp policy expires May the insurance company audit the insurance records?

Answer 24

Three years

Question 25

Worker’s Compensation is regulated in Florida by what governmental division?

Answer 25

Division of Worker’s Compensation under the Department of financial services

Question 26

How’s the labor as it applies to Worker’s Compensation is how much and what length of time?

Answer 26

$500.10 days

Question 27

What types of workers are not considered to be employees under Worker’s Compensation?

Answer 27

Independent contractors, casual labor, unpaid volunteer as a nonprofit agencies

Question 28

Mark Burns works for Mr. auto repair shop. In the course of putting air in it a tire blows up and Mark permanently losing his eyesight in both eyes. Mark might be compensated by:

Answer 28

Mr. autos workers comp, see the tire manufacture, Sue the air gauge company

Question 29

Suncoast company has Worker’s Comp. with Florida is the only state listed in item 3A of the information page. Suncoast Simpson employed to North Carolina for a month to work on a project. If the employee is injured in North Carolina, he will be entitled to:

Answer 29

Florida benefits

Question 30

Sunstate in the ducks Worker’s Comp. premium cost from each employees wages. This allowed if:

Answer 30

This is never allowed.

Question 31

Jim Jones is injured in the course of employment. He signed a written agreement with his employer to waive his rights to compensation before he was hired. What Florida’s Worker’s Compensation provision would be of interest to him?

Answer 31

The provision that says that any waiver of Worker’s Comp. is invalid

Question 32

Cancellation under workers comp requires which:

Answer 32

Early days notice during first 90 day policy in force 45 days notice thereafter

Question 33

Under workers comp, how many benefits for temporary partial disability compensated?

Answer 33

Weight-loss formula up to 104 weeks

Question 34

Under workers comp part three other statutes coverage is designed to provide coverage for.:

Answer 34

States where the insured begins operations after the workers comp policy is written

Question 35

How are permanent impairment benefits compensated?

Answer 35

75% of temporary total. For two weeks for impairment up to 10%, three weeks 11 to 15%, four weeks 16 to 20%, six weeks 21% and up

Question 36

Under FWCJUA

Answer 36

It is the state created market for employers unable to get coverage elsewhere, at least two carriers must decline to cover employer, standard policy provisions and rules apply.

Question 37

Renewal notices for policy is issued through the Florida workers compensation joint underwriting Association go out 45 days prior to expiration. How many days grace period is provided to prevent the policy from having to be rewritten?

Answer 37

None. Policy expires the premium is not paid by expiration

Question 38

Well statements made to obtain workers comp benefits may result in which maximum penalty

Answer 38

2nd° felony