Worker's Compensation Flashcards
Employer who deducts Worker’s Comp. cost from the employees payroll can be charged with
Third-degree felony
And employee is injured on the job while intoxicated what are the benefits received by Worker’s Compensation?
No benefits received
Worker’s Compensation disability benefits are subject to:
A waiting period And the retroactive period
An employer with one employee purchases Worker’s Compensation insurance, and the employee is injured in the course of employment. The employees Worker’s Comp benefits are
Mandatory under the provision of law
Expenses under Worker’s Compensation are subject to the following limitations:
No dollar limit/no time limit
Basic limit of part one of Worker’s Compensation insurance is
There is no limit
Under workers comp, how is compensation calculated for permanent total disability?
66 2/3% times average weekly wage
Under Worker’s Compensation, temporary total benefits are paid for:
104 weeks
Upon death of a worker, Worker’s Compensation pays a maximum definite that payment of $150,000 plus:
Funeral expenses up to $7500
Construction industry employers must provide workers compensation if they have how many employees:
One
Tom’s roofing has an employee injury himself in the fall. At the time of the injury employees test for blood alcohol content. Results of the blood test shows legal intoxication. This injury is:
Excluded under workers comp
Mark, employee of friends construction company, suffers a severe head injury on the job. He was in a hardhat area but willfully refused to wear his hardhat. This injury is:
Covered subject to 25% reduction in benefits
_Under workers comp one who willfully makes false statements to obtain benefits is guilty of a:
2nd° felony
The statewide average weekly wage is used in Worker’s Comp. to:
Set the maximum benefit
The waiting periods and retroactive periods For Worker’s Compensation disability benefits are:
Seven days/21 days
What coverage is not afforded by part two of the workers comp policy?
Claims that the employee was wrongfully fired
Under workers comp, just benefits are payable of death results:
Within five years of an accident, is continuous disability exists
The limits of liability and part two of the workers comp policy for bodily injury by disease are:
100/500. There’s also a limit of 100,000 per claim for bodily injury from the accident
All of the categories of benefits under the workers comp law are:
Payment of medical expenses, compensation for disability, death benefits
Work done and not over 10 days; labor cost under $500; work not in course of employers normal business defines:
Casual Labor
How may corporate officer is exempt themselves as employees of the corporation?
By filing notice of intent to do so with the division of Worker’s Compensation
How many soul proprietors and partners may be included as employees in the business under Worker’s Compensation
By filing notice with the division of Worker’s Compensation
Under workers comp, permanent impairment benefits cover for:
Three weeks for each percentage of impairment
How long after a workers comp policy expires May the insurance company audit the insurance records?
Three years
