Wk2. Federal Regulations Regarding Real Estate

Question 0

CIVIL RIGHTS ACT 1964

Answer 0

Prohibits discrimination in housing with Federal funds involved

Question 1

CIVIL RIGHTS ACT 1866

Answer 1

Prohibits any type of discrimination in realty based on race

Question 2

JOHN v MAYER

Answer 2

Civil Rights Act of 1866 upheld in Federal Court

Question 3

FAIR HOUSING LAW OF 1968 … Residential only

Answer 3

Prohibits discrimination in housing based on rac, color, religion,or national origin

Question 4

PROHIBITED ACTS … LAW OF 1968

Answer 4

Blockbusting … Steering … Redlining

Question 5

BLOCKBUSTING

Answer 5

Inducing people to sell their really by using fear tactic

Question 6

STEERING

Answer 6

Channeling people to certain areas for realty

Question 7

REDLINING

Answer 7

Lending institutions denying loans because of the location of the realty

Question 8

EXEMPTIONS FROM LAW OF … 1968

Answer 8

Providing you don’t use a broker
Providing you never discriminate because of race
Providing you don’t use discriminatory ads

1 providing thenowner owns three or less homes, has not sold one in last twenty four months, and is not selling the one they’re living in

2 the rental of rooms in an owner occupied dwelling for duplex,tri,or four-plex

3 the sale, rental, or occupancy of dwellings owned and operated by religious organizations

Question 9

FAIR HOUSING LAW … 1974

Answer 9

Those dealing in real estate must display a fair housing poster which gives PRIMA FACIE EVIDENCE that they do not discriminate
and prohibits discrimination in housing based on sex (gender)

Question 10

FAIR HOUSING LAW … 1988

Answer 10

Bars discrimination on handicap and familial status
Handicap, includes any mental or physical impairment including
Cancer, aids, alcoholism, speech, hearing,or sight impairment

Familial status includes the presence of any children under the age of 18, you are pregnant, you have an adopted child under 18 or you’re in the process of adopting a child

Exemptions from familial status protection:
> All housing occupied or intended to be occupied by residents 62 years or older

> in housing designed for order persons with at least 80% of all units occupied has at least one person 55 or older