Week 3 Flashcards Part 2

Coverage Details

1
Q

What is a co-pay?

A

A fixed amount a patient pays for a service, with the remainder covered by insurance.

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2
Q

Define “deductible” in dental insurance.

A

The amount a patient must pay out-of-pocket before insurance starts covering treatments.

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3
Q

What is an annual maximum?

A

The maximum dollar amount a dental insurance plan will pay within a calendar year.

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4
Q

What does “waiting period” mean in dental insurance?

A

The time a patient must wait before certain services are covered by their plan.

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5
Q

What is the purpose of an Explanation of Coverage (EOC)?

A

To outline details about co-pays, deductibles, annual maximums, and coverage percentages.

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