Vocabulary related to money and payments Flashcards
Wallet
A small case for carrying money, credit cards, and personal items
I keep my cash and credit cards in my wallet
کیف پول
Cash Payment
A payment made using physical money, such as coins or banknotes
He made a cash payment for his coffee at the cafe
پرداخت نقدی
Credit Limit
The maximum amount of money that can be spent using a credit card
Her credit card has a credit limit of $2,000
سقف اعتبار
Interest Rate
The percentage charged by a lender for borrowing money or paid by a bank on savings.
The loan has an interest rate of 5% per year
نرخ بهره
Balance
The amount of money available in a bank account or remaining on a credit card
My account balance is $500 after the deposit
موجودی
Debt Repayment
She has a monthly debt repayment of $300 for her student loan
Paying back money that was borrowed
بازپرداخت بدهی
Creditor
A person or company to whom money is owed
The company paid its creditors on time
طلبکار
Debt Collection
The process of obtaining payment from people or companies that owe money
“The bank hired a debt collection agency to recover unpaid loans
جمع‌آوری بدهی
Principal
The original amount of money borrowed in a loan
“The principal on the loan was $10,000
اصل وام
Loan Term
The length of time over which a loan must be repaid
The loan term is five years
مدت وام
Collateral
An asset used as security for a loan, which can be taken if the loan is not repaid
He used his car as collateral for the loan
وثیقه
Compound Interest
Interest calculated on both the initial principal and the accumulated interest
With compound interest, your savings can grow faster
بهره مرکب
Annual Percentage Rate - APR
The yearly interest rate, including fees, for borrowing money
“The credit card has an APR of 18%
نرخ بهره سالانه
Savings Account
A bank account that earns interest on money saved
She opened a savings account to save for a new car
حساب پس‌انداز
Checking Account
A bank account used for everyday transactions like deposits and withdrawals
“I use my checking account to pay my bills
حساب جاری
Account Balance
The total amount of money in a bank account
“The account balance showed $1,200
مانده حساب
Emergency Fund
Money saved for unexpected expenses or emergencies
She has an emergency fund to cover unexpected medical bills
صندوق اضطراری
Interest Earnings
Money earned from interest on savings or investments
“His savings account generated interest earnings of $50 last month
درآمد بهره
Financial Goal
A specific plan for saving or spending money to reach a desired financial state
Her financial goal is to save enough for a down payment on a house
هدف مالی
Deposit
Money added to a bank account
“He made a $500 deposit into his bank account
سپرده‌گذاری
Withdrawal
Money taken out of a bank account
She made a withdrawal of $200 from the ATM
برداشت
Transfer
Moving money from one bank account to another
I transferred $100 from my savings to my checking account
انتقال
Savings Plan
A plan to set aside a portion of income regularly to save money over time
“She created a savings plan to build an emergency fund
برنامه پس‌انداز
Bill
A statement of money owed for goods or services provided
He received a bill for his electricity use
صورتحساب
