Vocabulary: Chapter 16: Fair Housing and Ethical Practice Flashcards
ADA: (Americans with Disabilities Act)
addresses rights of individuals with disabilities in employment and public accommodations
Blockbusting
illegal practice of inducing homeowners to sell properties by making representation regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood
Civil Rights Act of 1866
An act that prohibits racial discrimination in the sale and rental of housing
Code of Ethics
a written system of standards for ethical conduct
HUD: (Department of Housing and Urban Development)
Gov. department that has established rules and regulations that further interpret the practices affected by the law, In addition, HUD distributes and equal hosing opportunity poster
ECOA: (Equal Credit Opportunity Act)
federal law that prohibits discrimination in the extension of credit because of race, color, religion, national origin, sex, age, or marital status
ethics
the system of moral principles and rules that becomes standards for professional conduct
Fair Housing Act
The federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin
Fair Housing Amendments Act (1988)
expansion to include families with children and physical and mental handicaps
Redlining
illegal practice of a lending institution denying loans or restricting their number for certain areas of a community
Steering
Illegal practice of channeling home seekers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live
Title VIII of the Civil Rights Act of 1968
Prohibits discrimination in housing based on race, color, religion, or national origin
