Vitality Program Benefits Flashcards
Gold and Platinum Vitality status members always earn a 10% discount on HealthyFood™ on an annual basis.
True or False.
False.
The discount depends on your product and face amount. Medium rewards earn a 10% discount, Full rewards is a 25% discount.
A client who exercises at home, i.e. yoga, weights, fitness equipment, cannot earn points for a gym workout.
True or False.
True.
Home workouts will earn points if the member is using a wearable device, heart rate monitor or other alternate app such as MapMyFitness.
An insured with multiple term with Vitality policies with face amounts totaling above $2 million is eligible to receive full rewards.
True or False.
False.
Lower face amount term policies cannot be combined together to determine rewards eligibility,
The Vitality (Healthy Engagement Rider) can be dropped from term policies at any time.
True or False.
False.
Vitality is a rider on permanent products, but it is built into term products and therefore, cannot be terminated.
When does the client receive their free FitBit®?
Upon completion of the VHR (Vitality Health Review)
Where would you direct a consumer/prospective client who wants to learn more about Vitality?
JHrewardslife.com
Which policies receive Medium Rewards?
Policies below $2M.
How can a member can receive the accumulated savings from their NutriSavings account?
Direct deposit to a bank account
Via PayPal
A paper check
A client walks 10,000 steps per day tracked by their FitBit® and completes a workout at their gym for 30 minutes verified by a gym check in. Each activity is considered a standard workout worth 20 points. The client will receive 40 points for the day based on their fitness activities.
True or False.
False.
You earn points for one verified workout per day, max of 30 points. When multiple workouts are recorded on the same day, you will receive credit for the one worth the highest number of points.
Once a policy is approved as a non-smoker and Vitality receives the biometrics from underwriting, the member automatically receives the 1,000 non-smoker points every year.
True or False.
False.
Members must annually certify their non-smoker status via a Vitality certification form.
All Vitality members are eligible for the HealthyFood™ discount in policy year one.
True or False.
True.
Physical activity and athletic events can earn a category maximum of how many points per year?
7,000
How often can a Vitality member play Vitality Squares?
Monthly
A client already uses their own wearable device (FitBit®, Polar, Garmin). That device can be synced and used with Vitality in lieu of the free BitBit® they receive from John Hancock.
True or False.
True.
What is the annual cost of the Healthy Engagement Rider (Vitality)?
$24
