Updation Of Schemes Flashcards

1
Q

DAY -NRLM scheme

A

On 9th August 2021 the maximum loan amount has been increased from 10 lakh to 20 lakh for self help groups.

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2
Q

Krishi udan scheme

A

Recently “ 53 airports “were included under krishi udan scheme

  • it was launched in 2020

on international and national roots to assist farmers in transporting agriculture products so that it improves their value realisation

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3
Q

PM poshan Shakti Nirman (PM POSHAN)

A

To provide one hot cooked meal in government and government aided school for 2021-2022 to 2025-2026.

Implemented by ministry of education.

Centrally sponsored scheme.

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4
Q

Scheme for promotion of manufacturing of electronic components and semiconductors
(SPECS)

A

Under the aegis of national policy on electronics(NPE) 2019

notified on April 1st, 2020.

Scheme is open to receive application still 31st March 2023.

Total employment generation potential of the approved applications is 29,021.

Financial incentive of 25% on capital expenditure for the identified list of electronic goods .

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5
Q

Atal innovation mission (AIM)

A

Continuation till March 2023

Budgeted expenditure is ₹ 2,000 + crore.

Targets areas are

  • establishing 10,000 Atal tinkering labs
  • 101 atal incubation centres
  • 50 atal community innovation centres
  • Supporting 200 startups via atal new India challenges.
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6
Q

Scheme for residential education for students in High schools in targeted areas (Shreshta)

A

The scheme has been revised since 2021-2022 and renamed as Shreshta

Components like salary of staff, food items, book and stationery etc has been dropped from the revise schemes and

unitary cost norm( per student basis ) have been included to make the scheme more transparent, free from manipulation of cost and more beneficiary oriented.

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7
Q

MoMA Extends The Deadline of Qaumi Waqf Boards Taraqqiati Scheme(QWBTS)
(Former Scheme of Computerization of Records & Strengthening of State Waqf Boards)

A

(geotagging the Waqf properties) from March 2022 to November 2023.
The Central Waqf Council, New Delhi is the Nodal Agency for implementation of the Scheme.
nearly 29 agencies were formed to carry out the Geographic Information Systems
(GIS)/ Global Positioning Systems (GPS) survey.
The agencies include IITs in Hyderabad, Jodhpur, and Kanpur as also the Jamia Millia Islamia in Delhi

Geotagging is the process of appending geographic coordinates to media based on the location of a mobile
device.
About Central Waqf Council:
Chairman – Mukhtar Abbas Naqvi (Current Union Minister of Minority Affairs)
Established – 1964

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8
Q

Comprehensive Handicrafts Cluster Development Scheme

A

Under ministry of textile.

4,000 margin money for working capital is provided per artisan.

  • Total outley 160 crore

for extended period of comprehensive handicraft cluster development scheme financial 2026.

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9
Q

PM- Mitra
(Mega Integrated textile and Region and Apparel)

Outlay is 4445 crore.

Under Mo textile headed by Piyush Goyal (also head of commerce and industry).

A

Launched in 2021 by GOI.
Based on 5 fs:-
farm to fibre; fibre to factory; factory to fashion; fashion to foreign;

  • to help India in achieving the UN SDG 9- to develop integrated large scale and modern industrial infrastructure facility for entire value chain of the textile industry .

it will reduce logistic cost and improve competitiveness of Indian textile .

under the scheme 7 textile parks
( brownfiled-max 200cr./ Greenfield- Max. 500cr)
will be established.
Max. Size of park can be 1000 acre.
300 cr per park for incentivising will be provided.

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10
Q

PM - Rail kaushal Vikas Yojana

To empower youth with industry relevant skills

A

Launched in 2021

Implementation by Mo Railways headed by Ashwini Vaishnav.

Nodal agency is Banaras Locomotive works.

Duration of training is 100 hours.

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11
Q

PM- Aayushman Bharat health infrastructure mission ( PM ABHIM )

Oultey is ₹64,180 crore.

A

To strengthen critical healthcare network from village to block to the district to the regional and national level in the next 4 to 5 years.

Launched in union budget 2021 to 22.

Scheme has 3 aspects ;

  1. creation of facilities for diagnostic and treatment
  2. Testing network for diagnosis of diseases ; and 3. expansion of research institutes.
  • 4 National institute of Virology will be established.
    1 national Centre for one health (NCOH).
    730 districts will have Integrated Public Health Labs (IPHL).
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12
Q

Krishi udan 2.0

Launched year 2021 to 2025.

Platform launched “ E-KUSHAL “
( Electronics - Krishi Udaan Sustainable Holistic Agri- Logistics.)

Phase 1 , 53 airports are selected for implementation.

A

To converge the agriculture and aviation sector, ministry of civil aviation had launched a scheme.

The scheme will facilitate the movement of agriculture products by air transportation.

Airport authority of India is providing full waiver of landing, parking, Terminal navigational landing charges and route navigation facility charges for Indian freighters.

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13
Q

Payment infrastructure development fund scheme.

A

Implemented by RBI

from 1st January 2021 for 3 years.

It included Street vendors of PM SVANIDHI for tier-1 and tier 2.

The fund manager of this scheme is advisory council headed by one of the deputy governors of RBI.

The total corpus is 614 crores.
( 250 cr by RBI
Authorised Card Network 153.72 crores
Card issuing Banks 210.17 crore ) .

  • Cost of Physical POS 30% to 50% subsidy is provided.
  • Digital POS is 50% to 75%.
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14
Q

” Transport and marketing scheme “

Implemented by Mo commerce & industry headed by Piyush Goyal.
* Revised scheme, assistance will be available to the exports effected on or after 1 April, 2021 upto ____.

A

01 April, 2021 upto 31st March, 2022.

Launched in 2019.

50% of freight cost export by sea;
100% of freight cost export by air.

  • Recently dairy products are included under the ambit of this scheme.
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15
Q

Vishvesvaraya Ph.D Scheme

A

Launched in 2014. By MeitY headed by Ashwini Vaishnav.
* Phase 2 is launched in 2021,
1000 full time PHD candidate get ₹ 38750 per month for 1st and 2nd year
+
₹ 43,750 per months for 3rd to 5th year .

  • And 30,000 per year provided as contingency grant in case of fulltime Phd.

In part time PhD one time incentive of ₹2,50,000 on successful completion of PhD is provided.

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16
Q

Scheme for promotion of medical device parks was launched in 2020 and upto 2025,

with the total outlay of ₹ 400 crore.

A

Implemented by ministry of chemical and fertilizer headed by mansukh mandavya.

Funding Pattern is 70(CG) : 30(SG)
And Northeastern and hilly state it is 90:10.

To reduce cost of production of medical devices leading to better availability in affordability of medical devices.

4 medical device parks are set up for providing common infrastructure facility.

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17
Q

” Vidya Pravesh “ initiative

A

A 3 month play based school preparation module for grade 1 students.

under the program children and parents of remote areas will have access to play schools.

Launched by PM.

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18
Q

” SAFAL “ framework

A

Structured Assessment For Analysing the Learning levels.

A competency based assessment framework for grade 3, 5 and 8 in CBSE schools.

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19
Q

Pandit dindayal Upadhyay unnat Krishi Shiksha Yojana

A

Launched in 2016 by ministry of agriculture and farmers welfare.
To create human resources so that the organic farming and for sustainable agriculture.

Nodal implementing agency is education wing of ICAR.

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20
Q

Samagra Shiksha abhiyan

A

To provide Holistic education from primary to class 12th .

launched in 2018 by ministry of education
Upto 2025-26.

scheme had subsumed three schemes:-

  • sarv Shiksha abhiyan;
  • rashtriya madhyamik Shiksha abhiyan ; and
  • Teacher education.
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21
Q

PM DAKSH scheme Part 1

(Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi)

A

Implementing by ministry of social justice and empowerment

launched in year 2021

Objective is to benefit the targeted beneficiaries:- * SC & * OBC with annual family income less than 3 lakh,
* EBC family income less than 1 lakh ,
DNT, NTribes, Semi-nomadic tribes (SNT) and Safai karamcharis .

3000 wage compensation per trainee is provided under PM Daksh Yojana.

Age group of targeted beneficiary is 18 to 45 years.

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22
Q

PM DAKSH Yojana part 2

A

Training free of cost for the trainne, 100% grants by the government.

Stipend of 1,000 to 1,500 per month per trainne having 80% and above attendance in short term and long term training .

Wage compensation @₹ 3000 per trainne ( 2500 as per PM Daksh and ₹ 500 as per common cost norms) for trainees having 80% and above attendance in Reskilling/ Upskilling .

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23
Q

PM DAKSH Yojana part 3

A
  • Upskilling/ Reskilling
  • the training for rural artisan, domestic workers, sanitation workers etc. On the vocation of practice such as pottery, weaving, carpentry, waste segregation, domestic workers etc. along with financial and digital literacy.
  • duration 32 to 80 hours and spaced over up to 1 month.
  • training cost will be limited to the extent of common cost norms beside 2,500 to trainees towards compensation of wage loss.
  • Entrepreneurship development:-
  • SC and OBC youth who have preferably undergone skill training under PMKVY and are having an entrepreneural bent of mind.
  • Sessions on business opportunity guidance
  • Duration normally 80-90 hours (10-15 days) or as stipulated by MoRD.
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24
Q

PM DAKSH Yojana part 4

A
  • Short term training:-
  • various job roles as per NSQF / National occupational standard issued by MSDE.
  • focus on self employment or wage opportunities.
  • duration 200 hours to 600 hours and up to 6 months.
  • Long term training:-
  • in sectors having good demand in job market for wage placement of trained candidates.
  • training programs will be as per NSQF, NCVT, AICTE,MSME etc. in areas such as production technology, plastic processing, Apparel technology, healthcare sector, etc.
  • 5 months and above and usually up to 1 year (upto 1,000 hours ) as stipulated by the concern board or regulatory body of the training centre.
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25
Q

Under ujjwala 2.0(2021) how many LPG connections will be provided in addition to ujjwala 1.0?

A

Additional 1 crore under 2.0
+
1st refill & hotplate also provided.

By Mo petroleum and natural gas headed by Hardeep Singh Puri.

26
Q

Revamped distribution sector scheme

A

Implementing ministry is Ministry of power headed by R K Singh (constituency of Arrah, bihar).

Launched in 2021.
Objective was to support DISCOMS (distribution companies).

Target was to install 25 crore smart prepaid metres by the end of 2026.

27
Q

NIPUN Bharat program

National Initiative for Proficiency in Reading with Understanding and Numeracy Bharat Programme

A

To create an enabling environment to ensure universal acquisition of foundation literacy and numeracy, a program has been launched by

Ministry of education in the year 2021.

Under this program a 5 tier implementation mechanism will be set up at the national-state-district-block school level in all states and UTs under the aegis of Centrally sponsored scheme of “ Samagra Shiksha. “

28
Q

National AYUSH mission

A
  • Launched in the year 2014
  • And Extended upto 31st March , 2026.

under Ministry of Ayush headed by Sarbananda Sonowal.

Motto- स्वच्छता अनमोल है बेजोड़ है । स्वच्छ रहेंगे तो स्वस्थ रहेंगे।

29
Q

Stand up India scheme

A

Launched in 2016 by Ministry of finance.

To promote entrepreneurship at the grassroot level focusing on economic empowerment and job creation.

In this , bank loans are provided to at least one SC or St borrower and at least one women borrower per Bank branch of schedule commercial bank for setting up a green field enterprises.

  • News :-
    Recently the margin money requirement for loans has been reduced from up to 25% to up to 15%.
    +
    Agriculture and allied activities are also included.

The loan is provided from 10 lakh to rupees 1 crore for setting up a Greenfield enterprise.

  • If it is a non individual enterprise then 51% of stake belongs to any SC or ST or women.
30
Q

PM CARES FOR Children Scheme.

A

Launched in 2021

Implemented by Ministry of women and child development and funded by PM CARES fund.

A Corpus of rupees 10 lakh will be created for each child.

31
Q

Horticulture cluster development programme

A

Launched in year 2021 with an objective to develop the horticulture cluster across country and to make India globally competitive.

Implemented by Ministry of agriculture and farmers welfare headed by Narendra Singh Tomar (Loksabha constituency is Morena)

Implementing agencies National horticulture board.

Total 53 clusters will be implemented but for pilot project 12 projects have been identified.

32
Q

SAGE ( Seniorcare aging growth engine)

A

Launched in the year 2021 by Ministry of social justice and empowerment.

Help search persons who are interested in entrepreneurship in the field of providing services for elderly care.

Scheme also aims to identify, evaluate, verify, aggregate and deliver product, solutions and services directly to the stake holders.

  • For FY 2021-22 , ₹ 25 crore is allocated under the scheme ;and
  • each selected startup will get one-time-equity of ₹1 crore for development of their idea.
33
Q

how much amount was allocated for North East and hilly states under the “ Scheme of financial assistance to States for capital expenditure” for FY 2021-22 ?

A

₹2600 crores.

Part 1 (NE and hilly states) - ₹ 2,600 crore.

Part 2 (all states not in part 1) - ₹ 7,400 crore.

Part 3 (incentives provided to states) - ₹5,000 crore. { * It has been allocated for providing incentive to States for monetization / recycling of infrastructure Assets and disinvestment of the state public sector enterprises. }

For capital expenditure the state will get rupees 1 lakh crore from the central government as an interest free loan for 50 years .

34
Q

Startup - India Seed Fund scheme

A

Launched in the year 2021.

To provide seed funding to startups.

The total outlay for this game is 945 crore .

number of estimated beneficiaries are 3600 startups through 300 incubators.

it is being implemented by Ministry of commerce and industry headed by Piyush Goyal( who is a rajyasabha member).

35
Q

Swatantrata Sainik Samman Yojana

A

Objective is to provide pension to freedom fighters and to eligible dependents of the freedom fighters.

It is implemented by Ministry of Home affairs headed by Amit Shah (he is also the minister of co-operation).

It has been continued for a period from 2021-22 to 2025-26.

36
Q

SAMARTH initiative

A

Launched in 2022 by Ministry of MSME headed by Narayana Rane.

To provide women an opportunity to be self Reliant and independent by undertaking self employment opportunities under which ,

20% seats in “free skill development programmes” organised under skill development schemes of ministry for women.

37
Q

Scheme of strenthening of pharmaceutical industry.

A

Launched in 2022 for a period from 2021-22
to 2025-26.

The total outlay of the scheme is ₹ 500 crores.

It is implemented by Ministry of chemical and fertilizer headed by mansukh mandavya.

To strengthen the existing infrastructure facility in order to make India a Global leader in the pharma sector.

38
Q

KARMA Scheme

  • It is a self financing mode scheme and entire cost of training is borne by the participating institutions only.
    The ministry will only provide the technical or other support.
A

For school dropouts after class 10th.

Launched by Ministry of education in 2021 .

to create skilled and certified workforce and to encourage the institutions for making the best use of available infrastructure of higher education system during off hours for skill training.

All existing AICTE approved institutions are eligible to participate in the scheme institutions who are running relevant technical courses will be given approval on priority.

39
Q

Begum Hazrat Mahal National scholarship scheme

A

The family income of beneficiary should not be more than 2 lakhs.

This scheme is only for girls.

Eligibility is that the girl child should score 50% in the previous examination.

40
Q

MSME innovative scheme

A

Launched in the year 2022.

It is an amalgamation of incubation, design and IPR schemes of ministry of MSME.

Under incubation component, financial assistance of up to 15 lakh per idea will be provided.

Financial assistance of 40 lakh for design product will be provided under design component.

41
Q

What is the quantum of funding per year of an organisation under

scheme of financial assistance for the preservation and development of cultural heritage of the Himalayas?

A

₹ 10 lakhs.

Implemented by Ministry of culture.

42
Q

** Scheme for rehabilitation of bonded labourers

A

Launched by Ministry of labour and employment ( headed by Bhupendra Yadav, HQ is in Newdelhi) in 1978.

When it was launched it was launched as Centrally sponsored scheme but in 2016 it is revised as central sector scheme.

The objective is to provide
cash rehabilitation assistantance to bonded labourers.
* 1 male - 1 lakh

  • Special category (orphan,rescued child/women) - 2 lakh is provided. And out of this 1.25 lakh is deposited in annuity scheme in name of beneficiary and rest 75 lakhs in the bank a/c)
  • Extreme case of women being rescued from trafficking - 3 lakhs ( 2lakh annuity and rest 1 lakh in bank account)

** And immediate financial assistance upto ₹ 30,000 can be provided by district magistrate under this particular scheme.

43
Q

National child labour projects scheme

A

For rehabilitation of child labours which is being implemented by Ministry of labour and employment headed by Bhupendra Yadav.,

It was launched in the year of 1988.

Objective is to rescue the minor children from work and to enroll them in NCLP( National child labour projects) special training centres.

44
Q

Nai Roshni Scheme

A

Implemented by Ministry of minority affairs and headed by Mukhtar Abbas Navi.

Implemented since 2012 -13.

Beneficiary age should be 18-65 years.

Objective
6 days non residential training program to women;
5 days residential training program to women

On financial literacy, Digital Literacy, Life skills and legal rights of women.

45
Q

PACER Scheme
Polar Science and Cryosphere Research (PACER)

  • It is an umbrella scheme which covers all Antarctic programs, Arctic programs, Southern Ocean programs, cryosphere and climatic action programs.
A

Implemented by ministry of earth sciences headed by Dr. Jitendra Singh.

Implementing agency is National Centre for Polar and Ocean Research (NCPOR), GOA.

46
Q

Gold monetization scheme , launched in 2015.

It facilitate the depositors of gold to earn interest on their metal accounts. Once the gold is deposited in metal account it will start earning interest on the same.

Since june 2018, RBI amended it to Broken period means for example 1 year 6 months ,1 year 2 months etc.

A

Mobilzing the gold held by individual households and institutions for monetization.

All scheduled banks are designated banks excluding RRBs .

Deposit can be done in jewellery form,coun form or gold bar form.

Deposits are allowed for various terms:
Short term 1-3 years.
Medium term 5-7 years. Rate of interest @ 2.25%
Long term its 12-15 years. @2.50%

For short term designated banks are free to decide the rate of interest.

Minimum deposit can be done is 10 gram of gold.

47
Q

PM Suraksha Beema Yojana (PM-SBY)

A

To provide accidental insurance to the weaker section of the society.

Scheme is being offered by public sector general insurance companies or other general insurance companies.

launched in 2015 by Ministry of Finance.

between 18 to 70 years can avail the scheme.

Participating banks will be the master policy holder. Participating bank has responsibility to recover the annual premium.

₹12 is the premium per annum under the scheme.

Accidental death 2lakh is provided.
₹1 lakh in case of partial disability
₹ 2 lakh , = full disability.

48
Q

PM Jeevan Jyoti Bima Yojana.

A

Launched in 2015.

Scheme is being offered by Life Insurance corporation and all other Life Insurance and tie up with other banks.

between the age of 18 to 50 years can avail this scheme.

Life cover of rupees 2 lakh is provided for the one year period stretching from 1st June to 31st May and will be renewable.

₹ 330 per annum is the premium.

  • ₹342 is premium for converged PMSBJ & PMJJBY.
49
Q

Sovereign gold bond scheme.

It opens period alternative to holding gold in physical form.

SGB is free from issues like making charges and purity in case of gold in jewellery form.
bonds are held in the books of RBI or in demat form eliminating risk of loss of scrip etc.

A

Launched in 2015 gold is substituted with the bond

and these bonds are basically government securities (G-Secs) which are issued by RBI.

Any individual household, HUF, University
or charitable institution or trust are eligible for this scheme.

For other beneficiary

  • all min - 1gm &
  • max is 20 kg.

For individual & HUF maximum is 4 kg.

The tenure for these G-Sec is 8 years.

And rate of return/interest is 2.50 %

50
Q

Make in India

Launch in 2014 by PM modi in new delhi.

It is being led by DIPP + Mo Commerce and industry headed by Piyush Goyal + Government of India.

A

To facilitate investment, foster innovation, enhance skill development , protect intellectual property and built best in class manufacturing infrastructure.

It is based on four pillars;

  1. New processes
  2. new infrastructure
  3. new sectors
  4. new mindset.

Make in India places stress on 25 sectors with emphasize on job creation and skill development.

51
Q

PM gramin aawas Yojana ( PMGAY)

For providing “ housing for all” by 2022,

IAY (1996) re- structured into PMGAY with effect from 1 April ,2016.

A

It aims at providing a pucca house , with basic amenities to all houseless holders and those households living in kutcha and dilapidated house by 2022.

52
Q

MGNREGA, 2006

Mahatma Gandhi National rural employment guarantee Act,

A

News - ** union government has allocated rupees 72,000 crores for MGNREGA scheme 2021-22.

As on feb, 2021. , 708 district are covered.

Official site- http://mrega.nic.in

MGNREGA job card that renders a worker entitled for 100 days work in a FY under the scheme,
it is issued by gram Panchayat.

53
Q

PM MUDRA Yojana

Micro unit development and refinance agency limited.

Launched in 2015.

A

MUDRA has been initially formed as awholly owned subsidiary of SIDBI with 100% capital being contributed by it.

Mudra Bank headquarter is situated at Mumbai.

Presently authorised capital of MUDRA is 1000 crore and paid up capital is 750 crore ,
fully subscribed by SIDBI.

54
Q

Atal pension Yojana (APY)

Aap pension scheme aimed at the unorganised sector was launched in May 2015.

A

Eligibility criteria is
*18 to 40 years of age can invest.

  • Age of exit in start of pension would be 60 years
  • Minimum period of contribution is 20 years
  • minimum pension amount offered under this Yojana are fixed at 1000, 2000, 3000, 4000, 5000 per month
  • applicant requires a saving bank account either with the bank or a post office.
55
Q

PM Jan Dhan Yojana (PMJDY)

The world’s biggest financial inclusion initiative launched on 15th August 2014.

A

Various financial services like availability of basic savings bank account , access to need based credit, remittances facility, insurance and pension to the excluded section i.e. weaker sections and low income groups.

In addition beneficiaries would get rupee debit card having inbuilt accident insurance cover of
₹1 lakh.

56
Q

Startup india initiative

India must became a nation of job creators instead of being a nation of job seekers.

A

Launched in January 2016.

DIPP published status report on startup India scheme.

Entity eligible to apply when:

  • It is incorporated as private limited company or partnership firm or LLP in India
  • It it has been 10 years since incorporation.
  • The turnover should not exceed 100 crore in any year since incorporation.

Government measures to promote startups for example make in India program,
Atal innovation mission,
public private partnership and
startup India seed fund scheme etc.

Startup india benefits:-

  • Reduce patent registration fees
  • improvement of bankruptcy code insurance 90 day exit window
  • create an innovation hub under Atal innovation mission and
  • Encourage entrepreneurship throughout the country
  • promote India start up HUB across the world.
57
Q

Stand up India

A

For schedule caste, schedule tribe or women entrepreneurs as to enable them to participate in economic growth of the nation.

Launched in April 2016 with the celebration of 125th first anniversary of Dr Bhimrao Ambedkar.

It’s facilitate bank loans between ₹ 10 lakh and ₹ 1 crore to at least one SC, ST or at least 1 woman borrower per bank branch for setting up greenfield enterprise.

Maybe in manufacturing, services or the trading sector.

58
Q

Sukanya samriddhi Yojana (SSY)

” Small deposit scheme” by government exclusively for girl child and launched as a part of “ Beti bachao beti padhao “ campaign.

A

Launched in January 2015.
For the education and marriage expenses of a girl child.

  • Tax exemption is one of the greatest advantages of this program.
  • Deposit , proceeds and maturity amount are fully exempted from Tax under section 80C of the income Tax Act.
  • SSY account can be opened anytime after age of 10 , with the minimum deposit of 1,000.
  • Maximum 1.5 lakh can be deposited in FY in any P.O. or authorised commercial banks.

A/c will remain operative for 21 years from date of opening or till marriage of girl after she turns 18.

59
Q

Skill India
Launched on July, 2015.

Will reduce dependence on urban and semi-urban jobs.

A
Providing training, technical and financial support for various trades including:-
 leather crafts,
 blacksmiths ,
healthcare workers ,
fashion designer,
 khadi
Handloom artisans, 
And focus on sectors like
  jewellery ,construction, Banking and Finance, transport and Tourism and entrepreneurship

and will partner with various countries and foreign educational institute to conform to International standards.

60
Q

One rank one pension (OROP)

Uniform pension to be pay to the Armed forces personnel retiring in the same rank with the same length of service, regardless of the date of retirement.

A

W.e.f. from July, 2014.

Arrears will be paid in 4 half-yearly installments
All widows to be paid in 1 installment.

Personnel who voluntarily retire will not be covered under the scheme.

Pension would be re-fixed every 5 years.