unit four test review Flashcards
tort
in civil law, when someone commits a wrongdoing
plaintiff
person bringing the charge to court
defendant
person on trial
damages
defendant is ordered to compensate the plaintiff by paying monetary damages (injuries/losses by one person/money asked for/paid by court order for injuries/losses)
remedy
something to make up for the harm done (there isn’t always a remedy)
liability
legal responsibility for harm
settlement
agreement reached by both parties to compensate the injured person, made before the trial that settles/ends dispute
common law
system in which court decisions establish legal principles and rule of law
precedent
appellate decisions used to decide future cases
civil law
deals with dispute between individuals/groups of individuals
preponderance of the evidence
standard of proof, more than 50% of the weight of the evidence must be in the plaintiff’s favor, in order to wi, for civil cases
deep pockets
plaintiffs try to sue a defendant who has enough money to pay for the damages
class action
hundreds of people can be injured by an action, and these people can form a “class” and bring their lawsuit together
premium
insured person agrees to make payments to the insurance company and the insurance company agrees to pay for the damages caused by the insured persons for the length of the contract
malpractice
lawsuits brought against doctors, lawyers, etc., by clients/patients who claim that a professional acted in a negligent manner
deductible
an amount you agree to pay towards repairs before the insurance company pays anything
intentional wrong (tort)
someone intents to cause harm against a person/property, most common tort
negligence (tort)
failure to exercise someone’s care (physical, emotional, financial)
strict liability (tort)
legal responsibility without fault (least common)
can minors be sued
yes, but must prove that the child acted unreasonably for their age
what is a contingency fee and the pros/cons for the plaintiff?
how much attorney gets IF they win, (30-50%) pro: allows those with limited finances to have an access to an attorney
con: some cases can be settled without a trial or filing a case in court
under what conditions is worker’s compensation usually denied to an injured employee?
if the accident was due to employee’s failure to follow safety rules
what is the purpose of having insurance?
protection against unexpected financial losses, and is a way to manage your risk
compensatory damages
money the defendant pays to the plaintiff for harm (physical, emotional, financial)
nominal damages
token amount of money awarded to the plaintiff to show that the claim was justified(wasn’t really any damage to the plaintiff)
punitive damages
meant to punish, can be combined with nominal damages, money paid to to the plaintiff to by the defendant, to punish them and warn others to not engage in such conduct
infliction of emotional distress
intentionally using words or actions that are meant to cause someone extreme anxiety or stress