Unit 7 Key Terms Flashcards

1
Q

blockbusting

A

The illegal practice of inducing homeowners to sell their property by making misrepresentations regarding the entry or prospective entry of minority persons in order to cause a turnover of properties in the neighborhood; discriminatory acts against sellers.

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2
Q

Civil Rights Act of 1866

A

A federal act that prohibits any type of discrimination based on race in any real estate transaction (sale or rental) without exception.

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3
Q

disability

A

A protected class as defined in the Fair Housing Act and the Americans with Disabilities Act consisting of a physical or mental impairment that substantially limits one or more major life activities.

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4
Q

Fair Housing Act

A

An act contained in Title VIII of the Civil Rights Act of 1968 that created protected classes of people and prohibits discrimination when selling or renting residential property when based on race, color, religion, sex, national origin, familial status, or disability.

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5
Q

familial status

A

A protected class as defined in the Fair Housing Act, consisting of one or more individuals under age 18 living with a parent or legal guardian and pregnant women.

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6
Q

property report

A

A disclosure document required under the federal Interstate Land Sales Full Disclosure Act.

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7
Q

public accomodations

A

Private entities that own, lease, lease to, or operate facilities such as restaurants, retail stores, hotels, movie theaters, private schools, convention centers, doctor’s offices, homeless shelters, transportation depots, zoos, funeral homes, day care centers, and recreation facilities, including sports stadiums and fitness clubs.

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8
Q

redlining

A

Discriminatory financing by a lending institution.

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9
Q

steering

A

Discriminatory acts against buyers.

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10
Q

The illegal practice of inducing homeowners to sell their property by making misrepresentations regarding the entry or prospective entry of minority persons in order to cause a turnover of properties in the neighborhood; discriminatory acts against sellers.

A

blockbusting

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11
Q

A federal act that prohibits any type of discrimination based on race in any real estate transaction (sale or rental) without exception.

A

Civil Rights Act of 1866

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12
Q

A protected class as defined in the Fair Housing Act and the Americans with Disabilities Act consisting of a physical or mental impairment that substantially limits one or more major life activities.

A

disability

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13
Q

An act contained in Title VIII of the Civil Rights Act of 1968 that created protected classes of people and prohibits discrimination when selling or renting residential property when based on race, color, religion, sex, national origin, familial status, or disability.

A

Fair Housing Act

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14
Q

A protected class as defined in the Fair Housing Act, consisting of one or more individuals under age 18 living with a parent or legal guardian and pregnant women.

A

familial status

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15
Q

A disclosure document required under the federal Interstate Land Sales Full Disclosure Act.

A

property report

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16
Q

Private entities that own, lease, lease to, or operate facilities such as restaurants, retail stores, hotels, movie theaters, private schools, convention centers, doctor’s offices, homeless shelters, transportation depots, zoos, funeral homes, day care centers, and recreation facilities, including sports stadiums and fitness clubs.

A

public accomodations

17
Q

Discriminatory financing by a lending institution.

A

redlining

18
Q

Discriminatory acts against buyers.

A

steering