Unit 4: Fair Housing

Question 1

Attorney General’s Memorandum

Answer 1

statement about discrimination everyone listing property must receive

Question 2

blockbusting

Answer 2

inducing panic selling based on prejudice

Question 3

Civil Rights Act of 1866

Answer 3

federal law; protected classes are race and color; no exceptions

Question 4

Department of Housing and Urban Development (HUD)

Answer 4

federal agency enforcing civil rights compliance

Question 5

emotional support animals (ESAs)

Answer 5

any animal that assists a person with coping with a mental health condition

Question 6

Federal Fair Housing Act of 1968

Answer 6

federal law that set the protected classes: some exceptions

Question 7

Law Against Discrimination

Answer 7

NJ law governing discrimination in real estate transactions

Question 8

Mount Laurel I and II

Answer 8

court cases covering moderate-income housing

Question 9

protected classes

Answer 9

specific group that may not be discriminated against

Question 10

redlining

Answer 10

refusal to lend mortgages in certain areas, usually inner-city

Question 11

reverse discrimination

Answer 11

“benign” discrimination intended to correct past wrongs

Question 12

service animals

Answer 12

any dog individually trained to work/perform task for individuals with disabilities

Question 13

steering

Answer 13

channeling home-seekers to or away from certain areas

Question 14

tester

Answer 14

undercover checker who monitors fair housing compliance

Question 15

Title VIII

Answer 15

section of the Civil Rights Act that covers housing