Unit 21: Fair Housing and Ethical Practices

Question 1

Americans With Disabilities Act (ADA)

Answer 1

Legislation that prohibits discrimination against the physically or mentally impaired as it relates to employment opportunities and public accommodations. The provisions of ADA apply to any employer with 15 or more employees.

Question 2

Blockbusting

Answer 2

The illegal practice of inducing homeowners to sell their properties by making representations regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood.

(also called panic peddling or panic selling)

Question 3

Code Of Ethics

Answer 3

A written system of standards for ethical conduct.

Question 4

Ethics

Answer 4

The systems of moral principles and rules that become standards for professional conduct.

Question 5

Fair Housing Act

Answer 5

The federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin.

Question 6

Redlining

Answer 6

The illegal practice of a lending institution denying loans or restricting their number for certain areas of a community.

Question 7

Steering

Answer 7

The illegal practice of channeling prospective homebuyers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live.