Unit 18: Fair Housing

Question 1

This Act was created by the Federal government to end discrimination in regard to fair housing

Answer 1

Civil Rights Act of 1866

Question 2

This law was signed by President Johnson in 1968 and was amended by the Housing and Community Development Act of 1974 and the Fair Housing Amendment Act of 1988 and prohibits discrimination in housing based on race, color, national origin, religion, sex, disability and familial status

Answer 2

Title VIII of the Civil Rights Act of 1968

Question 3

In 1955 Congress passed this act which repealed the requirement that housing intended for those age 55 or older have “significant facilities and services” designed for seniors

Answer 3

Housing for Older Persons Act (HOPA)

Question 4

The Fair Housing Act is administered by this department

Answer 4

Department of Housing and Urban Development (HUD)

Question 5

A building designed for occupancy as a residence by one or more families

Answer 5

dwelling

Question 6

Landlords living on premises with two or more apartments can refuse a resident with this

Answer 6

a disability

Question 7

this is the act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have some sort of negative impact on property values.

Answer 7

Blockbusting

Question 8

This is the channeling of homeseekers to particular neighborhoods or discouraging potential buyers from considering some areas

Answer 8

Steering

Question 9

The practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicants

Answer 9

Redlining- referring to literally drawing a line around particular areas

Question 10

Any person with a grievance in fair housing can file a compliant here

Answer 10

HUD (Office of Fair Housing and Equal Opportunity under HUD. Must file within one year of the alleged act