Unit 13: Farm Insurance

Question 1

Farm Property Coverages

Answer 1

Coverage A - farm dwellings
Coverage B - other structures
Coverage C - personal property - household
Coverage D - loss of use - dwelling related
Coverage E - schedule farm personal property
Coverage F - unschedule farm personal property
Coverage G - other farm structures

Question 2

Farm Liability Coverages

Answer 2

Coverage H - bodily injury and property damage liability
Coverage I - personal and advertising injury
Coverage J - medical payments

Question 3

Farm Perils - Basic

Answer 3

Includes earthquake or flood loss to livestock

Question 4

Farm Perils - Broad

Answer 4

All of basic, plus:

• electrocution of covered livestock
• attacks on covered livestock by dogs or wild animals
• drowning of covered livestock
• accidents involving loading or unloading
• accidental shooting of covered livestock

Question 5

Farm Perils - Open/Special

Answer 5

Excludes

• dishonest or criminal acts
• pollutants or contaminants
• transfer of property due to unauthorized instructions
• voluntary parting with property
• failure to save and preserve property from loss

Question 6

Separate Forms

Answer 6

• Mobile agricultural equipment
• Livestock coverage