Unit 1, Topic 5 Flashcards
Jane and John have 2 young daughters and claim Child Benefit. John earns £48,000 per year and Jane earns £57,000 per year. If the threshold is £50,000 they will be entitled to:
A) No child benefit as one of their incomes is over the threshold
B) 100 per cent of Child Benefit as one of their incomes is under the threshold
C) A reduced amount of Child Benefit as one of their incomes is over the threshold
D) An increased amount of Child Benefit as one of their incomes is under the threshold
C) A reduced amount of Child Benefit as one of their incomes is over the threshold
Which form(s) of Employment and Support allowance is/are means-tested?
A) Contribution-based ESA only
B) Income-based ESA only
C) Both contribution-based and income-based ESA
D) Neither contribution-based nor income-based ESA
B) Income-based ESA only
A major difference between the basic state pension and the new state pension is:
A) The basic state pension is paid at a later age than the new state pension
B) The new state pension is paid at a later age than the basic state pension
C) The new state pension has no facility for an individual to claim a state pension based on National Insurance contributions paid by the spouse or civil partner
D) Lower levels of National Insurance contributions are required to claim a full new state pension
C) The new state pension has no facility for an individual to claim a state pension based on National Insurance contributions paid by the spouse or civil partner
Which of the following is not a feature of Income Support?
A) It is only available to claimants who have made National Insurance contributions
B) It is available for claimants aged between 16 and the qualifying age for Pension Credit
C) Benefits are tax free
D) Both income and savings are subject to means testing to determine eligibility
A) It is only available to claimants who have made National Insurance contributions
James has been working in IT support for 12 years. His current job is a fixed-term contract and ends next month. Assuming James has made NICs throughout his working life, what benefit is he likely to be able to claim while he is unemployed?
A) Working Tax Credit
B) Income Support
C) Contribution-based Jobseeker’s Allowance
D) Employment and Support Allowance
C) Contribution-based Jobseeker’s Allowance
Aliyah has been working for Abbots Transport for 16 weeks. She is 24 weeks pregnant. Which of the following state benefits may she be entitled to?
A) Statutory Maternity Pay
B) Income Support
C) Child Tax Credit
D) Maternity Allowance
D) Maternity Allowance
Malcolm, who is 42 and self-employed, has fallen ill and cannot work. Which benefit might he be entitled to?
A) Disability Living Allowance
B) Statutory Sick Pay
C) Employment and Support Allowance
D) Attendance Allowance
C) Employment and Support Allowance
Lucy earns £52,000 per year and her partner Howard has an annual salary of £29,000. Let’s say the threshold for Child Benefit is £50,000. They have three children, one at primary school and two at secondary school; their eldest son, Ethan, is 18 and studying three A levels. For how many children are Lucy and Howard able to claim Child Benefit?
A) Two: they cannot claim for Ethan because he is over 16
B) All three, because Ethan is still in full-time education
C) None, because Lucy earns more than £50,000 a year
D) None, because their combined threshold income exceeds £50,000 per year
B) All three, because Ethan is still in full-time education
Ian retired in July 2021 at the age of 66. He had made NICs for 33 years while he was working but he had a career break of three years to care for his sick partner. Is Ian eligible for a full, new state pension?
A) No, because he was not continuously employment throughout his working life
B) No, because he retired too early to claim the new state pension
C) Yes, because he has paid NICs for more than 30 years
D) Yes, because he was credited with NICs while he was a carer
D) Yes, because he was credited with NICs while he was a carer
Once Universal Credit is fully implemented, parents who are eligible for Child Benefit will have to claim Universal Credit. True or False
False
Lydia is 22 and has just begun a new job on a permanent full-time contract. Her employer will offer her the opportunity to contract-out if the state second pension. True or False
False
