Unit 1 Diverse Patients and Aspects of Health Insurance

Question 1

takes in all of the different aspects of people including age, culture, race, physical ability, gender, and religion

Answer 1

diversity

Question 2

is how we grow up– in a community that shares beliefs, speech, rituals, etiquette, many things, etc.

Answer 2

culture

Question 3

describes the birthplace of people. similar patterns of behavior, manner of speech and traditions

Answer 3

ethnicity

Question 4

periodic payment people will make to health insurance companies for health care or prescription drug coverage

Answer 4

premium

Question 5

is a set amount the subscriber pays for each medical service

Answer 5

co-payment

Question 6

is an amount the subscriber must pay before the insurance begins to pay

Answer 6

deductible

Question 7

require members to pay a co-payment or co-pay, for medical services. member must get medical care from physicians, labs, hospitals, etc. that agree to the fee

Answer 7

Health Maintenance Organizations

Question 8

HMO

Answer 8

Health Maintenance Organizations

Question 9

physician groups and hospitals work together to give comprehensive health care at a reduced cost to various large companies and corporations

Answer 9

Preferred Provider Organizations

Question 10

PPO

Answer 10

Preferred Provider Organizations

Question 11

people can receive health insurance by the state and also the federal government. people who are blind, disabled, or of low income are generally eligible

Answer 11

Medicaid

Question 12

health insurance provided to people over the age of 65. monthly payment to the SS Administration

Answer 12

Medicare

Question 13

is a health care program for active duty service members

Answer 13

TRICARE

Question 14

employees who are injured or die at work are covered by state laws.

Answer 14

Workers’ compensation