Uberrimae Fidei

Question 1

Insurers must disclose info.

Answer 1

Banque Financiere de la Cite V westgate insurance Co. (1991)

Question 2

Proposer must disclose info

Answer 2

Chariot inns (1981)

Question 3

Common law legal basis for disclosure

Answer 3

Carter V Boehm (1766)

Question 4

Materiality in Ireland

Answer 4

Chariot inns V Assicuraziono Generali Spa and Coyle Hamilton Philips (1981)

Question 5

Materiality in UK

Answer 5

CTI V Oceanus (1984)

Question 6

Enforcing Objective Materiality test, changing precedent for insurers

Answer 6

Pan Atlantic Insurance Co LTD V Pine Top Insurance Co LTD (1994)

Question 7

Successful moral hazard case

Answer 7

Glicksman v Lanashire and general assurance co. 1927

Question 8

Moral hazard Irish case

Answer 8

Arrow road and and vehicle limited v insurance corporation of ireland 1986

Question 9

Disclosure

Answer 9

Garnet V Century insurance co ltd 1983

Cold. Insured does not have to do work of insurer

Question 10

Facts that do not require disclosure
Common knowledge case
Facts insurer waved

Answer 10

Carter v boehm

Aro road

Question 11

Innocent misrepresentation

Answer 11

Keating v new Ireland assurance co 1990