Types Of Insurance Flashcards

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1
Q

What is the first type of insurance?

A

HMO

  • Most restricted
  • No deductible
  • Yes to co-pay
  • Referral required
  • No out-of-network benefit
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2
Q

What is the second type of insurance?

A

PPO

  • Circle of providers
  • Has deductible
  • No referrals needed
  • Coinsurance allowed
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3
Q

What is the third type of insurance?

A

Indemity

  • Open network providers - No referrals
  • Out of network benefits
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4
Q

What is the fourth type of insurance?

A

Cost share

  • Deductible
  • Fixed co-pay
  • Coinsurance
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5
Q

What is the fifth type of insurance?

A

EPO

- Exclusive provider

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6
Q

What is the sixth type of insurance?

A

POS

  • Hybrid plan
  • Low co-pay
  • Deductible
  • Coinsurance
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7
Q

What is the seventh type of insurance?

A

Manage care

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