Types of coverages

Question 1

dwellings attached structures and materials and supplies; available up to specified limits in all forms EXCEPT HO-4)

Answer 1

Coverage A- Dweling

Question 2

structures on residence premises separated form the dwelling available on all forms EXCEPT HO-4

Answer 2

Coverage B- Other structures

Question 3

personal property of the insured and others, property located at another residence premises and worldwide coverage; available in all HO forms)

Answer 3

Coverage C- personal property

Question 4

additional living expenses due to a covered loss; available up to a specified limit in all HO form)

Answer 4

Coverage D- loss of use

Question 5

additional property coverage (without additional premium)

Answer 5

building additions and alterations
collapse
credit card, fund transfer card 
debris removal
fire dept service charge
glass or safety glazing material
landlord's furnishings
lawns, plants, shrubs and trees
loss assessment
ordinance or law
property removal
reasonable repairs

Question 6

legal liability for negligence resulting in bodily injury and property damage

Answer 6

coverage E-personal liability

Question 7

medical expenses within 3 years of an accident; no fault coverage

Answer 7

coverage F- medical payments to others

Question 8

additional liability coverage (without additional premium)

Answer 8

claims expense
damage to property of others
first aid to others\
loss assessment