Topic 11: Workers compensation

Question 1

Topic 11: Workers Compensation

Answer 1

This occurs where someone is injured at work. There is an insurance scheme that will pay for the damage suffered.

Your employer will pay into a workers compensation scheme for work cover. Some have self-insurers with their own scheme to pay into.

Question 2

No Fault Jurisdiction

Answer 2

It is a no fault jurisdiction. It does not matter if the workplace is at fault or not.

Question 3

Compensation Scheme

Answer 3

s5 sets out the compensation scheme.

Question 4

s36 Journey

Answer 4

claims to and from work

Question 5

Making application

Answer 5

Must be made within 6 months, in approved form with a workcover approved medical certificate.

Work cover must decide to accept or reject within 20 business days. If rejected, they must provide reasons.

Question 6

Maximum amount payable

Answer 6

200k for weekly compensation

Question 7

Entitlement stops when:

Answer 7

Entitlement stops when you are well

Have received weekly payments for 5 years.

Question 8

Lump Sum

Answer 8

You can have a lump sum for permanent impairment.