The implications of long term care

Question 1

What type of care is usually provided free of charge by the state?

A. Domiciliary care
B. Intermediate care
C. Residential care

Answer 1

Intermediate care

Question 2

Which of the following statements is false?

A. Disabled facilities grants are provided by the NHS
B. Intermediate care is time limited
C. Social care may be provided on a private or local authority funded basis

Answer 2

Disabled facilities grants are provided by the NHS

Question 3

The Dilnot report recommends that the threshold against which a persons assets are tested to establish state provision should be increased to:

A. £40,000
B. £60,000
C. £100,000

Answer 3

£100,000

Question 4

Under what circumstances will the NHS be responsible for providing all of an individuals assessed needs?

A. Where there are no requirements for accommodation
B. Where there is a need for nursing care as part of a wider package
C. Where the individuals primary need is a health need

Answer 4

Where the individuals primary need is a health need

Question 5

Which of these is a regulated activity under the Health and Social Care Act 2008?

i. Nursing care
ii. Personal care
iii. Accommodation with care

A. i and ii only
B. ii only
C. i, ii and iii

Answer 5

i, ii and iii

They are all regulated activities

Question 6

Which body is the regulator of health and social care in England?

A. Care Quality Commission
B. Healthcare Commission
C. Department of Health

Answer 6

Care Quality Commission

Question 7

What type of product is often used as an immediate care LTCI policy?

A. Pure protection
B. Impaired life annuity
C. Investment Bond

Answer 7

Impaired life annuity