Terms Flashcards

1
Q

Contract of Adhesion

A

Contract was sold, purchaser had no say in contract

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2
Q

Direct Damage

A

Touchable Damage

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3
Q

Indirect Damage

A

Can’t touch, Financial Damage

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4
Q

State Farm PWARR

A

Paid When Actually Repaired, Replaced

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5
Q

Soffit

A

Flat metal applied to the underside of a structure such as an arch, balcony, or overhanging eaves.

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6
Q

Eaves

A

(Horizontal)The lower edges of the roof that overhang the homes exterior walls. Gutters hang here.

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7
Q

PWI

A

PAID WHEN INCURRED

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8
Q

Exterior Wall

A

Always 8 inches & Exterior walls on the property.

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9
Q

Replacement Cost

A

The value required to replace old property with new property.

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10
Q

Fan Fold

A

Insulation behind siding and a code item.

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11
Q

J Channel

A

Edge flashing (shaped like a J), Applied to siding

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12
Q

Linear Feet

A

Straight line. Contrary to square or cubic feet, a linear foot is one foot in a straight line.

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13
Q

Actual Cash Value

A

Replacement cost minus depreciation.

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14
Q

3 Tab Shingles

A

Made of 3 individual tabs, Flat.

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15
Q

Gable Roof

A

Classic, most commonly occurring roof shape, 2 roof sections sloping in opposite directions.

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16
Q

Ice & Water Shield

A

Roll under shingles along the eave. 2 layers of felt glued together.

17
Q

Indemnity

A

To make financially whole again.

18
Q

Decking

A

Underneath shingles, this is sheets of plywood. Another name is sheathing.

19
Q

Scupper

A

Like a gutter, but not. —–]___[—–

20
Q

HVAC

A

Heating, Ventilation, and air conditioning.

21
Q

Indiana Department of Homeland Security

A

Handles enforcement of building code in Indiana.

22
Q

APA

A

Engineered wood situation.

23
Q

OC

A

On center.

24
Q

Aluminum

A

Usually 8 inches tall, but sometimes 4 inches tall.

25
Q

Flashing Tape

A

The continuous impervious materials (not allowing fluid to pass through) that prevent water and air infiltration within building envelope. It goes around windows and doors

26
Q

Depreciation

A

A reduction in the value of property due to age, wear and tear.

27
Q

Gutter Apron

A

A bent piece of flashing that tucks up under the shingles and over the gutter.

28
Q

Architecture Shingles

A

High quality dimensional or laminated shingles. Made from a fiberglass matte base with ceramic coated minerals that are embedded in water-resistant asphalt, several layers of material maybe used to create the shingles.

29
Q

Rake

A

Its a term that describes the sloped side of a gable roof. It is flat and horizontal.

30
Q

Felt

A

Also called tar paper, is a material that lies between the actual roof and the house the final layer of roofing material. Its and added layer of protection against elements.

31
Q

Fascia

A

Metal piece that goes over the rake and eave edge. Long straight board that runs along the lower edge of the roof. It’s fixed directly to the lower ends of the roof trusses and usually does all the work of supporting the lower edge of the bottom tiles. Also carries guttering.

32
Q

Step Flashing

A

Slope. Rectangular piece of flashing bent 90 degrees in the center. It is used for roof to wall flashing. Multiple pieces of flashing will be installed in layers with shingles to ensure the water flows away from the wall. “baby tins”

33
Q

F Channel

A

F channel goes by soffit, is edging shaped like an “F”

34
Q

Tenting

A

A stretching along the perimeter of a flat roof system caused expansion and contraction.

35
Q

Drip Edge

A

Metal sheets, usually shaped like an “L”, installed at the edge of the roof.

36
Q

End Wall Flashing (roof to wall)

A

(Flat) Applied where upward slope of roof meets a wall. The wall side of flashing can be covered with siding or counter flashing, and outside closures are necessary to seal between the flashing and panel. L Shaped

37
Q

Waiver

A

An act or instance of waiving a right or claim.