Terms

Question 1

Contract of Adhesion

Answer 1

Contract was sold, purchaser had no say in contract

Question 2

Direct Damage

Answer 2

Touchable Damage

Question 3

Indirect Damage

Answer 3

Can’t touch, Financial Damage

Question 4

State Farm PWARR

Answer 4

Paid When Actually Repaired, Replaced

Question 5

Soffit

Answer 5

Flat metal applied to the underside of a structure such as an arch, balcony, or overhanging eaves.

Question 6

Eaves

Answer 6

(Horizontal)The lower edges of the roof that overhang the homes exterior walls. Gutters hang here.

Question 7

PWI

Answer 7

PAID WHEN INCURRED

Question 8

Exterior Wall

Answer 8

Always 8 inches & Exterior walls on the property.

Question 9

Replacement Cost

Answer 9

The value required to replace old property with new property.

Question 10

Fan Fold

Answer 10

Insulation behind siding and a code item.

Question 11

J Channel

Answer 11

Edge flashing (shaped like a J), Applied to siding

Question 12

Linear Feet

Answer 12

Straight line. Contrary to square or cubic feet, a linear foot is one foot in a straight line.

Question 13

Actual Cash Value

Answer 13

Replacement cost minus depreciation.

Question 14

3 Tab Shingles

Answer 14

Made of 3 individual tabs, Flat.

Question 15

Gable Roof

Answer 15

Classic, most commonly occurring roof shape, 2 roof sections sloping in opposite directions.

Question 16

Ice & Water Shield

Answer 16

Roll under shingles along the eave. 2 layers of felt glued together.

Question 17

Indemnity

Answer 17

To make financially whole again.

Question 18

Decking

Answer 18

Underneath shingles, this is sheets of plywood. Another name is sheathing.

Question 19

Scupper

Answer 19

Like a gutter, but not. —–]___[—–

Question 20

HVAC

Answer 20

Heating, Ventilation, and air conditioning.

Question 21

Indiana Department of Homeland Security

Answer 21

Handles enforcement of building code in Indiana.

Question 22

APA

Answer 22

Engineered wood situation.

Question 23

OC

Answer 23

On center.

Question 24

Aluminum

Answer 24

Usually 8 inches tall, but sometimes 4 inches tall.

Question 25

Flashing Tape

Answer 25

The continuous impervious materials (not allowing fluid to pass through) that prevent water and air infiltration within building envelope. It goes around windows and doors

Question 26

Depreciation

Answer 26

A reduction in the value of property due to age, wear and tear.

Question 27

Gutter Apron

Answer 27

A bent piece of flashing that tucks up under the shingles and over the gutter.

Question 28

Architecture Shingles

Answer 28

High quality dimensional or laminated shingles. Made from a fiberglass matte base with ceramic coated minerals that are embedded in water-resistant asphalt, several layers of material maybe used to create the shingles.

Question 29

Rake

Answer 29

Its a term that describes the sloped side of a gable roof. It is flat and horizontal.

Question 30

Felt

Answer 30

Also called tar paper, is a material that lies between the actual roof and the house the final layer of roofing material. Its and added layer of protection against elements.

Question 31

Fascia

Answer 31

Metal piece that goes over the rake and eave edge. Long straight board that runs along the lower edge of the roof. It's fixed directly to the lower ends of the roof trusses and usually does all the work of supporting the lower edge of the bottom tiles. Also carries guttering.

Question 32

Step Flashing

Answer 32

Slope. Rectangular piece of flashing bent 90 degrees in the center. It is used for roof to wall flashing. Multiple pieces of flashing will be installed in layers with shingles to ensure the water flows away from the wall. "baby tins"

Question 33

F Channel

Answer 33

F channel goes by soffit, is edging shaped like an "F"

Question 34

Tenting

Answer 34

A stretching along the perimeter of a flat roof system caused expansion and contraction.

Question 35

Drip Edge

Answer 35

Metal sheets, usually shaped like an "L", installed at the edge of the roof.

Question 36

End Wall Flashing (roof to wall)

Answer 36

(Flat) Applied where upward slope of roof meets a wall. The wall side of flashing can be covered with siding or counter flashing, and outside closures are necessary to seal between the flashing and panel. L Shaped

Question 37

Waiver

Answer 37

An act or instance of waiving a right or claim.