TB - Workers Compensation Flashcards
All of the following are true about workers compensation law, except?
I. The cost is paid by the employee
II. Payment is made without regard to negligence
III. Pay employees medical expenses, loss of time benefits, death benefits and scheduled injury payments
I Only
II Only
II and III
I, II, and III
I Only
Workers compensation insurance provides coverage for all the following, except:
Medical Benefits
Income Benefits
Funeral Benefits
Property Benefits
Property Benefits
Workers compensation scheduled injury benefits are provided for:
Permanent partial disability
Temporary total disability
Permanent total disability
All of the Above
All of the Above
Employers liability coverage in workers compensation insurance provides coverage for:
Statutory claims brought against employer by the employee
Common law claims against employer by the employee
Claims in excess of basic policy limits
Claims for damage to property of others resulting from employment
Common law claims against employer by the employee
A severely sprained back rendering the employee unable to work for six weeks is an example of a ___________ disability.
Permanent total
Temporary total
Permanent partial
Temporary partial
Temporary total
The most severe type of injury under workers compensation would be:
Permanent total
Temporary total
Permanent partial
Temporary partial
Permanent total
Which of the following statements about workers compensation is correct?
Workers compensation benefits are idle tick in all states
Workers compensation is an exclusive remedy
Every state provides extraterritorial coverage
Workers commendation pay for incurred pain and suffering
Workers compensation is an exclusive remedy
What is the purpose of the Federal Employers Liability Act?
To cover railroad employees
To cover crew members of a ship
To cover black lung benefits for miners
To cover workers who load and unload ships
To cover railroad employees
Which of the following individuals is likely to have a valid workers compensation claim?
A retired employee injured while visiting his old workplace
An employee who suffers a diabetic coma on the job from failure to take prescribed medication
An employee injured while performing an operation for which he had not yet been trained
A sole proprietor injured in an auto accident while driving to a friends house
An employee injured while performing an operation for which he had not yet been trained
What is the primary objective of workers compensation insurance?
The payment of benefits to employees for injuries arising out of their employment
To provide accident insurance for employees both on and off the job
To improve employees working conditions
None of the above
The payment of benefits to employees for injuries arising out of their employment
