Surety's Rights Against the Creditor

Question 1

If a principal owes several debts to a creditor, must the creditor apply any payments to the surety’s obligation?

Answer 1

No. The creditor need not relieve the surety UNLESS the principal so directs.

Without that direction, the creditor can apply payment to discharge any debt owed by the principal.

Question 2

What rights does the surety have after making FULL payment to the creditor?

Answer 2

The surety has ALL the rights / remedies the creditor could use against the principal.