STATE BENEFITS Flashcards

1
Q

INCOME SUPPORT- PAYABLE TO (AGE) & TAX STATUS

A

16- SPA, NOT TAXABLE * UNLESS ON STRIKE OR TRADE DISPUTE

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2
Q

INCOME SUPPORT- PAYABLE TO ( CIRCUMSTANCES)

A

NOT IN FULL TIME STUDY , HAVE A LOW INCOME, WORKING LESS THATN 16 HOURS A WEEK OR WHOSE PARTNER WORKING LESS THAN 24 HOURS A WEEK, NOT RECIEVING JSA OR ESA

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3
Q

INCOME SUPPORT- EXAMPLES

A

EG LONE PARENTS WITH CHILD UNDER 5, CARERS, MATERNITY LEAVE ETC

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4
Q

CHILD BENEFIT (AGES)

A

PAYABLE UP TO AGE 16 OR UNDER 20 IN APPROVED EDUCATION OR TRAINING

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5
Q

CHILD BENEFIT - INCOME THRESHOLD- AND CHARGE

A

ADJUSTED NET INCOME OF OVER £50,000
1% OF FULL CHILD BENEFIT FOR EACH £100 OF INCOME BETWEEN £50,000 AND £60 000
CHARGE OVER £60,000 = AMOUNT OF CB PAID

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6
Q

JOB SEEKERS ALLOWANCE

A

CONTRIBUTORY, TAXABLE AND MEANS TESTED

NOT MEANS TESTED FOR THE FIRST SIX MONTHS

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7
Q

BEREAVEMENT SUPPORT PAYMENT- AMOUNT - NO DEPENDANT CHILDREN

A

£2500, £100 PM MONTLY INSTALLMENTS- 18 MONTHS

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8
Q

BEREAVEMENT SUPPORT PAYMENT- AMOUNT - DEPENDANT CHILDREN

A

£3500 LUMP SUM, AND £350 PM MONTHLY INSTALLMENTS 18 MONTHS

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9
Q

CARERS ALLOWANCE- WHO CAN CLAIM

A

SOMEONE WHO CANNOT WORK BECAUSE THEY ARE CARING FOR SOMEONE IN RECEIPT OF DLA, PIP OR ATTENDANCE ALLOWANCE
CARER MUST BE BELOW STATE PENSION AGE- HAVE NET EARNINGS BELWO A SET LIMIT AND NOT BE IN FULL TIME EDUCATION

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10
Q

STATUTORY SICK PAY - WHO CAN CLAIM

A

EMPLOYED PEOPLE SUBJECT TO NI CONTS - UNABLE TO WORK 4 OR MORE DAYS IN A ROW.( FUNDED BY THE COMPANY)

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11
Q

STATUTORY SICK PAY- HOW LONG TO CLAIM FOR

A

28 WEEKS AFTER WHICH EMPL0YEE SHOULD CLAIM ESA

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12
Q

ESA - STATED AIM

A

HELPING PEOPLE RETURN TO WORK

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13
Q

ESA REPLACED

A

INCAPACITY BENEFIT

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14
Q

ESA - APPLICATION

A

INITIATED VIA TELEPHONE - STARTS 13 WEEK ASSESSMENT PHASE ( REDUCED PAYMENT) UNDERTAKES A WORK CAPABILITY ASSESSMENT
SUPPORT OR WORK RELATED ACTIVITY GROUP

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15
Q

DLA/PIP- WHO CAN CLAIM

A

THOSE UNDER 65 IN NEED OF HELP WITH PERSONAL CARE AND/OR MOBILITY

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16
Q

DLA/PIP CONSISTS OF

A

DAILY LIVING COMPONENT- PAID AT ONE OF TWO RATES
MOBILITY COMPONENT - PAID AT ONE OF TWO RATES
ALL TAX FREE

17
Q

ATTENDANCE ALLOWANCE

A

OVER 65, TAX FREE, PAID WEEKLY- EQUIVALENT TO PIP/DLA

PAID AT ONE OF TWO RATES

18
Q

UNIVERSAL CREDIT- WILL REPLACE

A

INCOME SUPPORT, INCOME BASED JSA, INCOME RELATED ESA, HOUSING BENEFIT, CTC AND WTC.

19
Q

UNIVERAL CREDIT - FEATURES

A

TAX FREE, MEANS TESTED AND PAID MONTHLY
CLAIMED ONLINE AND ADMINISTERED THROUGH DWP
CAN HAVE 5 ELEMENTS BASED ON CLIENTS PERSONAL CIRCUMSTANCES

20
Q

Bereavement payment

A

Satisfactory nic record - not entitled to SP

£2000 on death of spouse

21
Q

WPA

A

Survivor needs to be entitled to Child benefit

Partner needs satisfactory NI record

22
Q

Bereavement Allowance

A

Taxable benefit paid for 52 weeks after partners death - age 45- SPA - no WPA

23
Q

Pensions Act 2014 and bereavement benefits

A

Introduced Bereavement support allowance

Tax free and not affected by benefit cap

24
Q

Income related benefits eligibility

A

Not eligible with capital over £16000

Reduced by £1 per week for every £250 of savings for capital in excess of 6000

25
Q

JSA and tax…

A

Both are taxable

26
Q

Statutory sick pay and nics

A

SSP NOT MEANS TESTED
TAXABLE
PAID ENOUGH CLASS 1 NICS
Employer pays

27
Q

3 month rule for pip &dla

A

Pip - claimant must have difficulties with mobility or adl that havenladted at least 3 months and will last a further 9 ( 6 for dla)

28
Q

Attendance allowance- 6 month rule and hospital rule

A

Must have been suffering a severe disability for 6 months or longer
Not available whilst person is in an nhs hospital or local authority funded care home
Discontinued after 4 weeks for all local authority care home residents

29
Q

Support for mortgage int

A

Interest up to £200k

Waiting period of 39 weeks

30
Q

Benefit cap- amounts

A

London- 23000 with kids
15410- no kids

Elsewhere- 20k with kids
13400 no kids

31
Q

Benefit cap applies too ( which benefits)

A

Main out of work benefits

32
Q

Grace period benefit cap

A

Up to 39 weeks before the cap applies to claimants who work 52 weeks

33
Q

Class 1 Nics paid by

A

Employees

34
Q

Class 2 nics paid bt

A

Self employed and builds entitlement to SP

35
Q

Class 4 Nics paid by

A

Self employed - not currently linked to pension but may do in future

36
Q

Class 3 nics

A

Voluntary

37
Q

Class 3a nics

A

Were available for a limited time to increase sp entitlement