ST C 4

Question 1

1. Briefly state what assistance towards long term care a charity may be able to provide.

Answer 1

A charity may be able to provide the following assistance towards long term care:

• Support groups and help desks.
• Loan of specialist equipment.
• Respite care.
• Training for carers.

Question 2

2. What are the three types of private medical insurance?

Answer 2

The three types of private medical insurance are:
• comprehensive;
• standard; and
• budget.

Question 3

3. State the three key factors that will influence the cost of private care.

Answer 3

The three factors that will influence the cost of private care are:
• location;
• type of care to be provided; and
• quality of accommodation provided.

Question 4

Describe what a Disabled Facilities Grant is and whether it is means-tested.

Answer 4

• This is a grant offered by local authorities (excluding Scotland) to assist disabled individuals to modify their homes e.g. by installing ramps or widening doors.
• It is means-tested, based on the· assets and income of the applicant and partner.
• Following an assessment, the lo,cal authority may decide to make a full, partial or no grant.