SPF Cards

Question 1

SPF 4

Answer 1

garage auto policy

• doesn’t offer all perils
• types of business such as Car dealerships and business that will park your vehicle like Hotel Vallets and alarm techs need this policy

The difference between SPF 1 & 4 is there are no all perils under SPF 4

Question 2

spf 2

Answer 2

DRIVERS POLICY

• Designed for people who don’t drive their own vehicle but drive others
• Ex: City or shuttle drivers

IT buys section A * B - the vehicle doesn’t need section C

Question 3

SPF 6

Answer 3

NON OWNERS POLICY

• BOUGHT BY BUISNESSES WHO HAVE EMPLOYEES WHO DRIVE FOR THEM. EX PIZZA DELIVERY DRIVERS, SKIP THE DISHES.
• carry’s OVER SECTION A

Question 4

SPF 9

Answer 4

TRANSPORTATION NETWORK POLICY

fOR UBER OR LIFT DRIVERS, THIS POLICY ENGAGES WHEN AT WORK ONLY. The second the meter turns off it is no longer active

Question 5

SEF 13 H

Answer 5

REMOVAL OF HAIL ENDORSEMENT

Question 6

SEF 13D

Answer 6

Limited glass coverage

Discounts com coverage
Deletes Glass Coverage if damage occurs by DPEC Perils or Vandalism - All windows except in the case of Vandalism

Question 7

SEF 19A

Answer 7

Valued Auto Endorsement

Limited to ACV when section C is purchased

It insures antique/Classic vehicles to the amount stated

• appraisal is needed

Question 8

SEF 20

Answer 8

Loss of use endorsement

LOU by theft in policy is 72 hours

SEF 20 provides rental coverage if the loss is a result of a named perils

Limited to a per day/max

Question 9

SEF 27

Answer 9

LEGAL LIABILITY FOR DAMAGE TO NON OWNED AUTO AKA IF YOU DAMAGE A RENTAL VEHICLE

PROVIDES SECTION A & B in Canada and Us ONLY

Question 10

SEF 30

Answer 10

EXCLUDES OPERATIONS OF ATTACHED EQUIPTMENT

- What endorsement excludes operations of attached equipment ?

Question 11

SEF 32

Answer 11

RECREATIONAL VEHICLE ENDORSEMENT

IT’S FREE, PROVIDES COVERAGE FOR QUADS, MINI BIKES & SNOW VEHICLES
drivers 16+,. NO driving near the highway or roadway

Question 12

SEF 43 L OR R

Answer 12

When NEW a vehicle is a write off they should have a 43 L or R It’s a limited depreciation waiver that provides the lesser or hte MSRP Or purchase price within the policy timeframe

Question 13

SEF 44

Answer 13

FAMILY PROTECTION ENDORSEMENT

EXTENDS SECTION A& B IF ANYONE IN YOUR FAMILY, ABSOLUTLEY ANY RELATIVE IS DRIVING AND THE OTHER VEHICLE DIDN’T CARY OR HAVE ENOUGH OF COVERAGE A & B