Session 11

Question 1

You can use the declarations page of your policy to prove insurance?

Answer 1

True

Question 2

The minimum amount of liability coverage required by law is:

Answer 2

• Bodily injury/death of one person is 25,000
• Bodily injury/death of two or more persons 50,000
• Property damage 20,000

Question 3

You are to exchange information with other drivers involved in a crash if:

Answer 3

• There is personal property damage
• There is an injury
• There is a death

Question 4

Worn or bald tires can:

Answer 4

• Increase your stopping distance

Question 5

What is the minimum coverage required in Virginia for bodily injury for one person/ two or more persons and property damage?

Answer 5

$25,000/$50,000/$20,000

Question 6

Which of the following will have the lowest premium rate for vehicle insurance?

Answer 6

39-year-old married female with a clean driving record

Question 7

If it is 500 miles to your destination and your vehicle gets 25 miles per gallon, how many gallons of fuel would you use on your trip?

Answer 7

• 20

Question 8

At the scene of an accident, if someone is injured you should ______.

Answer 8

Cover the injured with a blanket or coat to keep them warm or to prevent shock.

Question 9

When inspecting the body of a used vehicle, what is one way to determine if there was a history of damage?

Answer 9

A magnet will fall off of steel body panels.
or
A magnet will stick tightly

Question 10

What can you do to reduce vehicle pollution?

Answer 10

Bike or walk

Question 11

Idling exhaust contains less pollutants than running exhaust.

Answer 11

false

Question 12

The financial responsibility law requires that vehicle owners ______.

Answer 12

have liability insurance or money to pay for collision damages

Question 13

Which of the following is something you can do to conserve natural resources?

Answer 13

Accelerate and brake smoothly.

Question 14

Which of the following used vehicle fluids can be recycled?

Answer 14

Oil

Question 15

Which of the following is considered a high-risk driver?

Answer 15

A driver whose insurance has lapsed

Question 16

Damage from wind, water, fire, hail, theft, or vandalism would be covered under which type of insurance coverage?

Answer 16

Comprehensive

Question 17

Research shows that almost 80% of vehicle collisions occur within 25 miles of your residence.

Answer 17

True

Question 18

If you are at the scene of an accident, you should:

Answer 18

Move vehicles to avoid obstructing traffic.

Question 19

Which type of insurance coverage is REQUIRED in Virginia?

Answer 19

Liability