Section II of the Homeowner's Policy Flashcards

1
Q

minimum liability limit is
100k
50k
250k

A

100k

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2
Q

legal defense is ______ to liability

A

addition

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3
Q

Med Pay
Time and Minimum

A

3 yrs
1k

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4
Q

MedPay in Homeowners covers

insured
or
claimant

A

claimant

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5
Q

Damage to Property of Others
1k
5k
10k

A

1k

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6
Q

Loss Assessment
1k
2k
5k

A

1k

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7
Q

Personal Article Floater
*endorsement

A

jewelry, coins, and computers

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8
Q

Endorsement changes the original policy

A

Endorsement changes the original policy

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9
Q

Personal Injury
*endorsement

A

a. False arrest, detention or imprisonment;

b. Malicious prosecution;

c. Libel, slander or defamation of character;

d. Invasion of privacy;

e. Wrongful eviction;

f. Wrongful entry.

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10
Q

Permitted Incidental Occupancies (small business)
*endorsement

A

the residence premises, property and liability losses from that business are covered

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10
Q

Personal Property Replacement
*endorsement

A

Insurers may require that the normal
Coverage C percentage of 50%
be increased to 70%.

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11
Q

maximum amount of coverage for theft of silverware is _______.
2.5k
5k
10k

A
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12
Q

Sailboat length

A

less than 26ft

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13
Q

Silverware limit
2.5k
5k
10k

A

10k

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