Section 3 Unit 2 Flashcards
A legal description of real property is one which accurately locates and identifies the boundaries of the subject parcel to a degree acceptable by courts of law in the state where the property is located.
The general criterion for a legal description is that it alone provides sufficient data for a surveyor to locate the parcel. A legal description identifies the property as unique and distinct from all other properties.
Legal description provides accuracy and consistency over time. Systems of legal description, in theory, facilitate transfers of ownership and prevent boundary disputes and problems with chain of title.
A legal description is required for:
public recording
creating a valid deed of conveyance or lease
completing mortgage documents
executing and recording other legal documents
In addition, a legal description provides a basis for court rulings on encroachments and easements.
The three accepted methods of legally describing parcels of real estate are:
metes and bounds
rectangular survey system, or government survey method
recorded plat method, or lot and block method
Since the metes and bounds method preceded the inception of the rectangular survey system, the older East Coast states generally employ metes and bounds descriptions. States in the Midwest and West predominantly use the rectangular survey system. Some states combine methods.
A metes and bounds description identifies the boundaries of a parcel of real estate using reference points, distances, and angles.
The description always identifies an enclosed area by starting at an origination point, called point of beginning, or POB, and returning to the POB at the end of the description. A metes and bounds description must return to the POB in order to be valid.
The term “metes” refers to distance and direction, and the term “bounds” refers to fixed reference points, or monuments and landmarks, which may be natural and artificial. Natural landmarks include trees, rocks, rivers, and lakes.
Artificial landmarks are typically surveyor stakes.
Many states use metes and bounds description to describe properties within the rectangular survey system.
A metes and bounds description begins with an identification of the city, county, and state where the property is located. Next, it identifies the POB and describes the distance and direction from the POB to the first monument, and then to subsequent monuments that define the property’s enclosed perimeter.
The federal government developed the rectangular survey system, or government survey method, to simplify and standardize property descriptions as a replacement for the cumbersome and often inaccurate metes and bounds method.
The system was further modified to facilitate the transfer of large quantities of government-owned western lands to private parties.
To institute the system, all affected land was surveyed using latitude (east-west) and longitude (north-south) lines. The object was to create uniform grids of squares, called townships, which would have equal size and be given a numerical reference for identification.
The rectangular survey system works well for describing properties that are square or rectangular in shape, since these can be described as fractions of sections. However, for an irregular shape, such as a triangle, the rectangular system is inadequate as a method of legal description. The full description has to include a metes and bounds or lot and block description.
Meridian.
The north-south, longitudinal lines on the survey grid are meridians. The principal meridian is the single designated meridian for identifying townships in the principal meridian’s geographical “jurisdiction.” There are 37 principal meridians in the national survey. In the exhibit, the principal meridian is the Tallahassee Principal Meridian.
Parallel.
The east-west, latitudinal lines are called parallels. The base parallel or base line is the designated line for identifying townships. There is a base parallel for each principal meridian
Range.
The north-south area between consecutive meridians is called a range. The area labeled “B” in the exhibit is a range. A range is identified by its relationship to the principal meridian. All ranges are six miles wide.
Tier.
The east-west area between two parallels is called a tier, or a township strip. The area marked “C” in the exhibit is a tier. A tier is identified by its relationship to the base parallel. All tiers are six miles wide.
Township.
A township is the area enclosed by the intersection of two consecutive meridians and two consecutive parallels, as the shaded square marked “A” in the exhibit illustrates. Since the parallels and meridians are six miles apart, a township is a square with six miles on each side. Its area is therefore 36 square miles.
Converting section fractions to acres
The size in acres of a subsection of a township is a fraction of 640 acres, since there are 640 acres in a section.
For example, the NE 1/4 of Section 8 is one quarter section. Thus, its acreage is one quarter of 640, or 160 acres. Going further, the S 1/2 of the NE 1/4 is one half of that one quarter, or 80 acres.
A quick method of calculating the acreage of a parcel from its legal description is as follows:
(1) Multiply the denominators of the fractional descriptions together.
(2) Divide 640 by the resulting number.
Applying this method to the foregoing descriptions, we get:
640/4 = 160 acres
640/(2x4) = 80 acres
640/(2x4x4) =20 acres
Subdivision plat map
The recorded plat method, also called the lot and block system, is used to describe properties in residential, commercial, and industrial subdivisions.
Under this system, tracts of land are subdivided into lots. The entire group of lots comprises the subdivision. In a large subdivision, lots may be grouped together into blocks for ease of reference. The entire subdivision is surveyed to specify the size and location of each lot and block. The surveyor then incorporates the survey data into a plat of survey, or subdivision plat map, which must comply with local surveying standards and ordinances.
If local authorities accept it, the subdivision plat map is recorded in the county where the subdivision is located. The recorded lot and block numbers of a subdivision parcel, along with its section, township and meridian reference, become the property’s legal description. The exhibit shows a sample subdivision plat map.
Description format
The description of a recorded plat property first presents the property’s lot number or letter, then the block identifier and the subdivision name. Note that this is only a portion of the full legal description, which must describe the subdivision’s location within a section, a township, a county, and a state. For example, if the subdivision in the exhibit is situated in the southeast quarter of Section 35 of Township T28S, R19E, of the Tallahassee Principal Meridian, the legal description of the lot marked “7” would be:
“Lot 7, Block 8 of the Grand Oaks Subdivision of the SE 1/4 of Section 35, Township T28S, R19E of the Tallahassee Principal Meridian in Pinellas County, Florida.”
To describe property located above or below the earth’s surface, such as the air rights of a condominium, a surveyor must know the property’s elevation. Standard elevation reference points, called datums, have been established throughout the country. The original datum was defined by the U.S. Geological Survey as mean sea level at New York harbor. A surveyor uses a datum as an official elevation point to describe the height or depth of a property. If, for example, the datum for an area is a point 100 feet above sea level, all surveys in the area will indicate elevation as a distance above or below 100 feet above sea level.
In many cases it is impractical for a surveyor to rely on a single datum for an entire surveying area. To simplify matters, surveyors have identified local elevation markers, called benchmarks, to provide reference elevations for nearby properties. Once a benchmark is registered, it provides a valid reference point for surveying other elevations in the immediate area.