Section 2: Lesson 1 & 2 Automobile Insurance

Question 1

Very first thing to do in handling a claim would be:

Answer 1

acknowledge receipt of he claim by initiating contact with Bothe the insured and the 3rd party

Question 2

Thought process during handling claims should be:

Answer 2

contact, investigate, evaluate, resolve and close

Question 3

Robin is involved in an automobile accident, she complains of neck pains and headaches. She is taken by ambulance to the hospital where the doctor tells her to stay at home for work. The following can not be claimed on Robin’s PIP coverage:

Answer 3

Reimbursement of pain and suffering

Question 4

Texas law requires all automobiles polices to have PIP coverage unless:

Answer 4

rejected in writing by the name insured

Question 5

Beth was in an automobile accident where she was at fault. both her car and the other car sustained extensive damage and injuries, which required her to see a doctor . Which of the flowing would be covered under Beth’s PIP coverage?

Answer 5

Reimbursement of the cost of Beth’s doctors visit following the accident.