Section 2: Additional Coverages

Question 1

A coverage that includes the insurer’s expenses for defending a claim

Answer 1

Claim expenses

Question 2

A coverage that includes expenses incurred by an insured, for rendering first aid to others who sustain injury

Answer 2

First Aid Expenses

Question 3

True or False

First Aid Expenses coverage does NOT apply to an insured

Answer 3

True

Question 4

Pays up to $1,000 for property damage of others caused by an insured

Answer 4

Damage to Property of Others

Question 5

Provides up to $1,000 of coverage for the insured’s share of loss assessments, charged by an association of property owners

Answer 5

Loss assessment