SAS15: Health Care Financing

Question 1

This denotes the means, systems and processes of generating, pooling, allotting
and using money to cater for health care.

Answer 1

Health Care Financing

Question 2

Adequate financing ensures that individuals have access to essential health services
without facing financial barriers.

Answer 2

Access of Care

Question 2

Proper funding allows healthcare facilities to maintain high standards of quality care by investing in medical equipment, technology, infrastructure, and training for healthcare professionals.

Answer 2

Quality of Care

Question 3

Health care financing plays a crucial role in promoting equity in healthcare access and outcomes.

Answer 3

Equity and Social Justice

Question 4

Financing supports research and innovation in healthcare, driving advancements in medical treatments, technologies, and healthcare delivery models.

Answer 4

Innovation and Research

Question 4

What are the importance of Healthcare Financing in Health Care System?

Answer 4

Access of Care, Quality of Care, Equity and Social Justice, & Innovation and Research

Question 5

What are the key objectives of Health Care Financing?

Answer 5

Risk Pooling, Resource Mobilization, & Financial Protection

Question 5

One of the primary objectives of health care financing is to pool financial resources from
individuals or groups to spread the risk of health expenses.

Answer 5

Risk Pooling

Question 6

This involves generating funds from various sources, including taxes, insurance
premiums, and contributions, and allocating them strategically to meet the healthcare needs of the
population.

Answer 6

Resource Mobilization

Question 7

It helps to shield them from catastrophic health expenses that could otherwise lead to financial hardship or impoverishment.

Answer 7

Financial Protection

Question 8

This helps to protect individuals from the financial consequences of illness
or injury.

Answer 8

Risk Pooling

Question 9

Give one source to generate funds to cover the costs of healthcare services.

Answer 9

Government Funding, Social Health Insurance, Private Health Insurance, Out-of-pocket payments, Employer-Sponsored Health Program, Donor Funding and International Aid, or Community Financing

Question 10

This involve contributions from local communities to fund healthcare services at the grassroots level.

Answer 10

Community Financing

Question 11

Donor funding from international organizations, bilateral aid agencies, and philanthropic organizations plays a significant role in financing healthcare in many countries.

Answer 11

Donor Funding and International Aid

Question 12

Many employers provide healthcare benefits to their employees as part of their compensation packages.

Answer 12

Employer-Sponsored Health Program

Question 13

This involves individuals or employers purchasing insurance plans from private
insurance companies.

Answer 13

Private Health Insurance

Question 14

This involve mandatory or voluntary contributions from individuals or employers to a national insurance fund. These funds are then used to provide healthcare coverage
to enrolled members

Answer 14

Social Health Insurance

Question 15

This refer to direct payments made by individuals at the point of service for
healthcare goods and services not covered by insurance or government programs.

Answer 15

Out-of-pocket payments

Question 16

Contributions are typically based on a percentage of income or payroll deductions.

Answer 16

Social Health Insurance

Question 17

Governments allocate specific budgets for healthcare
expenditures, which are used to fund public health initiatives, infrastructure development, and
healthcare delivery.

Answer 17

Government Funding

Question 18

Governments allocate funds from general tax revenues to finance public healthcare
services.

Answer 18

Government Funding