SAFE Acronym List Flashcards
AARMR
American Association of Residential Mortgage Regulators
ABA/AfBA
Affiliated Business Arrangement Disclosure
AIR
AIR Appraisal Independence Requirement
ALIENS
Address, Loan amount, Income, Estimated value, Name, SSN
AML
Anti-Money Laundering
APOR
Average Prime Offer Rate
APR
Annual Percentage Rate
ATR
Ability to Repay
AUS
Automated Underwriting System
BPO
Broker’s Price Opinion
BSA
Bank Secrecy Act
CCPA
Consumer Credit Protection Act
CD
Closing Disclosure
CDO’s
Collateralized Debt Obligations
CE
Continuing Education
CFPB
Consumer Financial Protection Bureau
CHARM
Consumer Handbook on Adjustable Rate Mortgages
CLTV/TLTV
Combined Loan to Value OR Total Loan to Value
CMIR
Currency or Monetary Instruments Report
CMO
Collateralized Mortgage Obligations
CO
Certificate of Occupancy
C/O
Cash Out
COE
Certificate of Eligibility
COFI
Cost of Funds Index
CRA
Credit Reporting Agency
CRV
Certificate of Reasonable Value
CSBS
Conference of State Bank Supervisors
CTR
Currency Transaction Report
DO
Desktop Originator
DTI
Debt to Income
HLTK
Home Loan Toolkit
HMDA
Home Mortgage Disclosure Act
HOEPA
Home Ownership Equity Protection Act
HOI
Homeowner’s Insurance