Review Flashcards
Ten events that would trigger a review
Change to risk profile or capacity for loss.
End of tax year with ISA limits/CGT to be used.
Change of personal circumstance, death divorce.
Significant change in income needs
They wish to make a significant gift.
They decide to change wills, change nomination forms.
Unexpected windfall received.
Health problems/ long term care.
Changes to tax and pension legislation.
Adverse market conditions leading to a significant fall in the value of investments.
Reviewing investment portfolio
Investment performance against benchmark/rebalancing.
Adjustment to the level of income they want from the investment.
Changes in ATR/CFL.
Changes in personal circumstances/ Health marital status.
News funds to invest.
Changes in legislation.
New products available, lower charges.
Use all tax allowances.
