Report on title - searches Flashcards

1
Q

What is the report on title?

A

It is the buyer’s solicitors’ report to their client to inform the client about the investigation of title, search results, and replies to enquiries

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2
Q

What key elements should the buyer’s solicitor’s report contain?

A
  • Investigation of title
  • Search results
  • Replies to enquiries
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3
Q

What should the report identify about the property?

A
  • Material facts about the property
  • Issues and their implications
  • Solutions
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4
Q

Is the buyer’s solicitor’s report confidential?

A

Yes, it is a confidential report to the client and should not be relied on by anyone else

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5
Q

Can the solicitor be held at fault if the report is not exhaustive?

A

No, the solicitor is not at fault as the report is based on reviewing title documents, search results, and planning documents

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6
Q

How should the information in the buyer’s solicitor’s report be presented?

A

In a form the buyer will understand

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7
Q

What is revealed on the CON29?

A
  • Local authority records on planning and building regs
  • Planning permissions - granted, refused, pending
  • Intention to adopt roads
  • Roads
  • Public rights of way and roads
  • Environmental notices - contaminated land
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8
Q

What are the standard searches?

A
  • Local (CON29 and LLC1)
  • Drainage and water
  • Desktop environmental
  • Chancel repair
  • Land Charges search
  • SIM
  • Companies search if the seller is a company
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9
Q

What does the Local Land Charges (LLC1) search show?

A
  • Listed status
  • Article 4 directions
  • Smoke control orders
  • Conservation areas
  • Light obstruction notices
  • Tree preservation orders
  • Granted planning permission/stop notices
  • Other charges - drainage, fenland maintenance
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10
Q

What are Drainage and Water Enquiries?

A

Inquiries related to the drainage and water systems affecting the property - water in and out

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11
Q

What is a Desktop Environmental Search?

A

A search assessing potential liabilities for cleaning costs of contaminated land, flooding likelihood, subsidence susceptibility, and industrial land uses within 250m of the property.

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12
Q

What is Chancel Repair Liability?

A

The responsibility for the repair of pre-Reformation churches.

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13
Q

What is a Land Charges Search?

A

A search conducted for unregistered land only - K15

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14
Q

What is the purpose of the Search of the Index Map?

A

To check unregistered or registered land

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15
Q

What is shown on CON29O?

A
  • common land/village green
  • road proposals
  • urban developments
  • noise abatement zones
  • AONB/national parks
  • Pipelines
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16
Q

What are the optional searches?

A
  • CON29O
  • Highways search
  • Coal Mining Search
  • Cheshire Salt Search
  • Tin, Clay and Limestone
  • Phase I/Phase II survey
  • Flood search
  • Utility providers
  • Railways
  • Waterways
17
Q

What does a Highways search determine?

A

Whether roads are adopted highway.

18
Q

What is the purpose of a Coal Mining Search?

A

To assess the risk of subsidence, especially if compensation has already been paid.

19
Q

What are Phase I and Phase II surveys?

A

Detailed environmental surveys; Phase II is conducted if Phase I indicates a risk of contamination.

20
Q

When is a Flood Search necessary?

A

When the property is a new development.

21
Q

How can most searches be conducted?

A

Most can be done via the National Land Information Service - register with a Channel Provider to access this

Channel providers - Searchflow, Big Property Data and Index

22
Q

What should the buyer’s solicitor do if searches reveal planning permissions?

A
  • Seek copies of planning permissions and building regulations approvals.
  • Make additional enquiries into whether permissions have been implemented/works completed
23
Q

What should be ascertained if the property does not abut a highway maintainable at public expense?

A

Whether the property enjoys ancillary rights in the title documents.

24
Q

What is the risk if the local authority adopts the roadway?

A

The owner will be liable for bringing it up to adoptable condition.

25
What is a common solution for the adoption of roads in newbuild properties?
If the roads are not to remain private, there should be an agreement in place between the developer and the local highways authority, supported by a bond to cvoer the developer's obligations should they become insolvent before bringing the highway up to an adoptable standard
26
What may happen if there is no agreement or bond regarding road adoption?
The mortgage lender may seek to make a retention from the mortgage advance to cover potential costs.
27
What should be done if foul water does not drain into public sewers?
Enquiries should be made about the alternative arrangements. ## Footnote This is a common issue for newbuild properties - there shold be an agreement/bond between the developer and the local water authority
28
What rights may non-owning adult occupiers have?
They may have a beneficial interest in the property.
29
What should non-owning adult occupiers be required to do?
Sign a release of their rights and an agreement to vacate on completion.
30
When is an index map search suitable?
Where the property is unregistered, comprises more than one title or reference is made to mineral rights. ## Footnote This shows whether or not the land is registered
31
When is a bankruptcy search suitable, and what form does it take?
Suitable if the transaction is not at full market value and it is done on the K16.