Remuneration

Question 1

wages of salaries including retroactive wages or salaries

Answer 1

Included

Question 2

Tips and other gratuities received by employees

Answer 2

Excluded

Question 3

Total cash received by employees for commissions and draws against commissions

Answer 3

Included

Question 4

Payment by an employer to group insurance or group pensions plans for employees

Answer 4

Excluded

Question 5

Bonuses including stock bonus plans

Answer 5

Included

Question 6

The value of special reward for individual invention or discovery

Answer 6

Excludes

Question 7

Dismissal or severance payments except for time worked or for accrued vacation.

Answer 7

Excluded

Question 8

Extra pay for overtime work.

Answer 8

Includes

Question 9

Pay for holidays, vacations, or sick days

Answer 9

Includes

Question 10

Annuity plans

Answer 10

Includes

Question 11

Payments for active military duty

Answer 11

Excluded

Question 12

Payment or allowance for hand tools or power tools used by hand provided by employees used in work operations for the insured.

Answer 12

Includes

Question 13

Employee discounts on goods purchased from the employee’s employer

Answer 13

Excluded

Question 14

The rental value of an apartment or a house provided for an employee based on comparable accommodations

Answer 14

Included

Question 15

Expense reimbursements to employees to the extent that an employer’s records substantiate that the expense was incurred as a valid business expense.

Answer 15

Excluded

Question 16

The value of lodging. other than an apartment or a house, received by employees as part of their pay, to the extent shown in the insured’s records.

Answer 16

Included

Question 17

Supper money for late work

Answer 17

Excluded

Question 18

Work uniform allowance

Answer 18

Excludes

Question 19

The value of store certificates, merch, credits or any other substitutes used for money received by employees as part of their pay.

Answer 19

Includes

Question 20

Sick pay paid to an employee by a 3rd party such as an insured’s group insurance carrier that is paying disability income benefits to a disabled employee.

Answer 20

Excluded

Question 21

Payments for salary reduction, retirement or cafeteria plans which are made through deductions from the employee’s gross pay.

Answer 21

Included

Question 22

Davis_bacon wages paid to employees or placed by an employer into 3rd party pension trusts.

Answer 22

Included

Question 23

Employer provided perks such as:

a. Automobiles
b. airplane flight
c. incentive vacation
d. discount on property or services
e. Club memberships
f. Tickets to entertainment events

Answer 23

Excluded

Question 24

Expense reimbursements to employees to the extent that an employer’s records don’t substantiate that the expense was incurred as a valid business expense.

Answer 24

Includes

Question 25

Payment for filming of commercial excluding subsequent residuals which are earned by the commercial’s participants each time the commercial appears in print or is broadcast.

Answer 25

Included

Question 26

Employer contributors to salary reduction, employee savings plans, retirement or savings plans- contributors made by the employer’s expense, that are determined by the amount contributed by the employee.

Answer 26

Excluded

Question 27

Payment by an employer of the amounts otherwise required by law to be paid by the employees to statutory insurance or pension plans, such as the Federal Social Security Act.

Answer 27

Excluded