Registration of Title Flashcards
3 Steps to Record
1) File Instrument
2) Instrument is recorded
3) Indexed
What is a file instrument?
Deed, lien, conveyance
Legal effect of filing = nothing
No notice to public, just a pile of documents ATM
How is instrument recorded?
By a recording office
Makes a copy
Puts copy in book of official records
Not quite stage where public can search, but is not considered a public record
How/ what happens when indexed?
KEY IN PROVIDING SEARCHABLE PUBLIC ACCESS
Instrument is sorted into searchable form so public can walk in the door and find document
This is when NOTICE TO PUBLIC HAPPENS – Constructive Notice
This is the date that matters when claiming priority for recording statutes
Two Ways to Sort Index
1) Track Index
Look up addresses and sort that way
2) Chain of Title
Go thru Grantee index and grantor index
Grantee and grantor should be the same throughout the whole index
If grantee is not grantor, or vice verse, at any point, the link in the chain has been broken