RBI Flashcards
What is held to maturity limit(HTM)? it was changed from ___ to ___?
The amount that banks invest in G-secs
19.5% to 22%
RBI announced additional open market operations of how much rupees to ensure orderly market conditions?
Rs 20,000cr
What are the new categories included under priority sector lending?
Start-ups (upto 50cr)
installation of solar power plants for solarisation of grid connected agricultural pumps
setting up of compressed natural gas CBG plants
Credit limit for what categories have been doubled?
Renewable energy
Health Infra
What are the 5 ratios specified by K V Kamath for rescuing stressed assets?
Total outside liabilities/ Adjusted tangible net worth (TOL/ATNW)
TOTAL debt / EBITDA
current ratio
Debt service coverage ratio(DSCR)
Average Debt service coverage ratio (ADSCR)
What is the minimum fixed period of term of chief compliance officer nd her max age?
3 yrs
55yrs old
What is the last date by which banks should fully automate NPA recognition process?
June 30, 2021