Ramsey- Job Searching, Rent & Mortgage

Question 1

This means that the average worker could have as many as _____ different jobs in his/her working lifetime.

Answer 1

20

Question 2

Myth: As you grow, you ________.

Answer 2

Change

Question 3

Truth: You do not _________ your personality.

Answer 3

Outgrow

Question 4

Myth: You will learn and grow the most in the areas in which you are _________.

Answer 4

Weakest

Question 5

Truth: You grow in your _________.

Answer 5

Strengths

Question 6

Career coach Dan Miller reminds us that _________ is ultimately never enough compensation for doing a job.

Answer 6

Money

Question 7

Find something that blends your skills, ___________, personality traits, _________, dreams, and __________.

Answer 7

Abilities, values, passions

Question 8

Companies do not start out looking for _____. They have a specific ______ and they need someone to meet it.

Answer 8

You, need

Question 9

When it is time to contact the company, think of it like starting a new _____________ with a person.

Answer 9

Relationship

Question 10

Contact your possible place of employment three times with:

Answer 10

• introduction letter
• cover letter and resume
• phone follow-up

Question 11

Interviews and jobs come from persistent follow-up and ____________.

Answer 11

Networking

Question 12

Present yourself well in an interview. You are the _________, so make it the best one available.

Answer 12

Product

Question 13

Good tips for a successful interview:

Answer 13

• be on time
• address everyone by name
• offer a firm, confident handshake
• maintain eye contact at all times

Question 14

Designate a time to _________ _____ after the interview… and DO IT!

Answer 14

Follow up

Question 15

Get started with an extra job by being willing to _________ to win.

Answer 15

Sacrifice

Question 16

Have a detailed _______ so you can see the finish line.

Answer 16

Plan

Question 17

Beware! Do not allow your work to be the source of all your satisfaction and ________-___________.

Answer 17

Self worth

Question 18

What is baby step 6?

Answer 18

Pay off your home early

Question 19

When selling a home, you should think like a __________.

Answer 19

Retailer

Question 20

Home ownership is a great investment for three main reasons:

Answer 20

• it’s a forced savings plan
• it’s an inflation hedge
• it grows virtually tax-free

Question 21

Homes are priced on three things:

Answer 21

Location, location, and location!

Question 22

What not to buy:

Answer 22

• trailers or mobile homes

- timeshares

Question 23

What is the first thing to remember when dealing with a mortgage?

Answer 23

Hate debt

Question 24

The best mortgage is the _______ down plan.

Answer 24

100%

Question 25

Why is there nothing wrong with renting for a little while?

Answer 25

It demonstrates patience and wisdom

Question 26

Horrible mortgage options:

Answer 26

• Adjustable Rate Mortgages (ARMs)
• Reverse Mortgages
• Accelerated (or Bi-Weekly Payoff)

Question 27

Basic ways to finance a home:

Answer 27

• Conventional
• FHA (insured by federal government)
• VA (insured by Veteran’s Administration)
• Owner financing

Question 28

The average job is now only _______ years in length.

Answer 28

2.1