Quiz 7 Federal and State Laws Pertaining to Real Estate Flashcards
The Federal Fair Housing Act provides that a prima facie case against a broker for discrimination has been established after a complaint has been received because the broker has failed to:
A) Display a HUD Equal Opportunity poster.
B) Join an affirmative marketing program.
C) Join the HUD anti-discriminatory task force.
D) Attend mandatory CE classes on fair housing.
A) Display a HUD Equal Opportunity poster.
The ______ is a federal civil rights law designed to prevent discrimination and enable individuals with disabilities to participate fully in all aspects of society.
A) DHUD
B) ADA
C) RESPA
D) GNMA
B) ADA
Under the Federal Fair Housing Act of 1988, which qualifies as a protected class under the definition of familial status?
A) Two persons 55 or older
B) A person not currently married
C) A college student and his parents
D) A family with children 18 and younger
D) A family with children 18 and younger
The purpose of the Interstate Land Sales Disclosure Act is to
A) provide consumer protection.
B) regulate large parcel development within Florida.
C) prevent unscrupulous building.
D) revoke offers made by buyers who are pressured to purchase.
A) provide consumer protection.
A garden-style apartment building was completed in 1990. It has two stories but does not have an elevator. According to the Americans with Disabilities Act (ADA) which area must meet specifications for handicap accessibility?
A) Only the first floor
B) The first and second floor
C) Only the second floor
D) No modifications necessary
D) No modifications necessary
A buyer requests to be shown homes only in an Asian area of town. In this case the sales associate should
A) just show the homes in the area the buyer has requested.
B) tell the buyer that you cannot only show houses in that area.
C) provide the buyer with listings that meet the buyer’s criteria and price in all parts of town, then let the buyer decide which homes he wants to be shown.
D) have the buyer meet with a person of his nationality to better provide service.
C) provide the buyer with listings that meet the buyer’s criteria and price in all parts of town, then let the buyer decide which homes he wants to be shown.
An aggrieved party with a Fair Housing violation has how long to file a complaint with the Department of Housing and Urban Development?
A) 1 week
B) 1 month
C) 1 year
D) 10 years
C) 1 year
All fall under the description of “handicapped” or persons with a disability under the Fair Housing Laws EXCEPT
A) a sight-impaired person.
B) a person in a wheelchair because of a broken leg.
C) a hearing-impaired person.
D) a child with a learning disability.
B) a person in a wheelchair because of a broken leg.
The illegal practice of directing minorities to areas of the city that are populated by the same race or religion is called
A) steering.
B) blockbusting.
C) redlining.
D) panic peddling.
A) steering.
The Civil Rights Act of 1866 prohibits discrimination in real estate transactions based on a consumer’s
A) national origin.
B) sex.
C) handicap.
D) race.
D) race.
Which would be exempt under the Federal Fair Housing Acts of 1968?
A) An owner of an 8-unit apartment building who lives in one of the units
B) An individual selling a personal residence who does not use a broker or discriminatory advertising
C) A lender who gives home loans as well as commercial loans
D) An Elk’s Club who rents rooms in its residence to the public
B) An individual selling a personal residence who does not use a broker or discriminatory advertising
The purpose and intent of _______________ is to incorporate into the law of this state the accessibility requirements of the Americans with Disabilities Act of 1990, and to obtain and maintain United States Department of Justice certification of the Florida Accessibility Code for Building Construction as equivalent to federal standards for accessibility of buildings, structures, and facilities.
A) the Florida Landlord and Tenant Act
B) the Florida Americans with Disabilities Accessibility Implementation Act
C) the Florida BACA Code Law
D) the Florida Protection For Disabled Persons Law
B) the Florida Americans with Disabilities Accessibility Implementation Act
Under the Federal Fair Housing Act, ______________ is not a protected class.
A) religion
B) national origin
C) handicap
D) age
D) age
A savings and loan would be violating the Federal Fair Housing Act by denying a loan to Mr. and Mrs. Happy Buyer because
A) they are 65.
B) they have too many car and credit card payments.
C) they have low salary earnings.
D) they want to live in an area that is considered by the bank to be declining.
D) they want to live in an area that is considered by the bank to be declining.
