Quiz 2 Flashcards
What is poverty?
the context of being without basic needs or resources, such as money and all that it buys–food clothing, housing, transportation, medical care
What is absolute poverty?
a fixed dollar amount that represents a person’s wages used to designate poverty
What is relative poverty?
compares a person’s wages with the norm or an average to determine if that person is experiencing poverty
What is the poverty line?
threshold that determines eligibility for benefits and services
What is means testing?
the process of identifying who qualifies for services and who doesn’t
What are poverty guidelines?
measured by state, determines financial eligibility for other federal services; one may fall below the poverty line but still not be poor enough for other programs issued by the state
What is the difference between wealth and income?
wealth: the accumulation of valuable resources and possessions
income: how much someone gets paid for work
What is feminization of poverty?
the tendency of women being more likely to experience poverty than are men
What is social insurance?
programs to prevent poverty, i.e., social security
What is public assistance?
means-tested programs
What is welfare?
the efforts to assist people living in poverty
What is the difference between Medicare and Medicaid?
Medicare: federally funded; for older adults; people pay deductibles
Medicaid: part of Social Security Act; federally AND state funded; for people in need, i.e., pregnant women, people with disabilities, low-income; pay little to no part
What is the Children’s Health Insurance Program?
program that works with Medicaid to provide health coverage to children, including half low-income children
What is the Supplemental Security Income (SSI) program?
provides cash assistance to any person whose income falls below the poverty line AND is 65+ years-old or is blind/has a disability
What is child welfare?
practices, policies, services put in place to protect well-being and safety of children